Pt Bank Mega Tbk IDX:MEGA
PT Bank Mega Tbk : Financial Highlights 2024
Source: MarketScreener
Performance 2024
Financial
Highlights
Statement of Financial Position
(Expressed in billions of Rupiah)
2024 2023
2022
2021
2020
Financial Assets | 126,474 | 123,464 | 133,021 | 124,792 | 103,615 |
Non Financial Assets | 8,441 | 8,586 | 8,729 | 8,087 | 8,588 |
Total Assets | 134,915 | 132,050 | 141,750 | 132,879 | 112,203 |
Loans | 64,645 | 66,293 | 70,289 | 60,677 | 48,487 |
Third Party Funds | 91,669 | 89,436 | 102,950 | 98,907 | 79,186 |
Financial Liabilities | 113,009 | 109,370 | 120,334 | 112,542 | 93,385 |
Non Financial Liabilities | 724 | 924 | 782 | 1,193 | 610 |
Total Liabilities | 113,733 | 110,294 | 121,116 | 113,735 | 93,995 |
Total Equities | 21,182 | 21,756 | 20,634 | 19,144 | 18,208 |
Total Liabilities and Equities | 134,915 | 132,050 | 141,750 | 132,879 | 112,203 |
Total Assets | Total Liabilities |
(Rp billion) | (Rp billion) |
124,792 | 133,021 | 123,464 | 126,474 | 112,542 | 120,334 | 113,009 | |||
109,370 | |||||||||
141,750 | |||||||||
103,615 | 93,385 | ||||||||
134,915 | |||||||||
132,879 | 132,050 | 121,116 | |||||||
113,735 | 113,733 | ||||||||
110,294 | |||||||||
112,203 | |||||||||
8,588 | 8,087 | 8,729 | 8,586 | 8,441 | 93,995 | ||||
610 | 1,193 | 782 | 924 | 724 | |||||
2020 | 2021 | 2022 | 2023 | 2024 | 2020 | 2021 | 2022 | 2023 | 2024 |
Non Financial Assets | Financial Assets | Total Assets (RHS) | Non Financial Liabilities | Financial Liabilities | Total Liabilities (RHS) | ||||||
Total Equities
(Rp billions) | ||||
20,634 | 21,756 | 21,182 | ||
19,144 | ||||
18,208 | ||||
2020 | 2021 | 2022 | 2023 | 2024 |
12 2024 Annual Report • PT BANK MEGA Tbk | Advancing Technology Innovation for Sustainable Future |
Statements of Profit or Loss and other Comprehensive Income
(Expressed in billions of Rupiah)
2024 2023
2022
2021
2020
Interest income | 10,289 | 10,217 | 9,069 | 8,110 | 8,046 |
Interest expense | (5,189) | (4,685) | (3,200) | (3,269) | (4,133) |
Net Interest Income | 5,100 | 5,532 | 5,869 | 4,841 | 3,913 |
Other Operating Income | 1,815 | 2,288 | 2,498 | 3,140 | 2,919 |
Other Operating Expenses | (3,684) | (3,487) | (3,365) | (3,038) | (3,097) |
Net Operating Income | 3,231 | 4,333 | 5,002 | 4,943 | 3,735 |
Non-operating income (expenses) - net | 26 | 10 | 26 | 10 | (20) |
Income Before Income Tax | 3,257 | 4,343 | 5,028 | 4,953 | 3,715 |
Income Tax Expenses | (626) | (832) | (975) | (945) | (707) |
Net Income For The Year | 2,631 | 3,511 | 4,053 | 4,008 | 3,008 |
Other comprehensive income for the year, net of | (747) | 448 | 236 | (972) | 914 |
income tax | |||||
Total Comprehensive Income for The Year, Net of | 1,884 | 3,959 | 4,289 | 3,036 | 3,922 |
Income Tax | |||||
Basic Earnings Per Share (Full Amount) | 224 | 299 | 345 | 341 | 256 |
Profit for the year attributable to owners of | 2,631 | 3,511 | 4,053 | 4,008 | 3,008 |
the parent | |||||
Total comprehensive income attributable to | 1,884 | 3,959 | 4,289 | 3,036 | 3,922 |
owners of the parent | |||||
Net Interest Income | Other Operating Income |
(Rp billion) | (Rp billion) | ||||||||
5,869 | 5,532 | 2,919 | 3,140 | ||||||
5,100 | |||||||||
4,841 | |||||||||
2,498 | |||||||||
2,288 | |||||||||
3,913 | |||||||||
1,815 | |||||||||
2020 | 2021 | 2022 | 2023 | 2024 | 2020 | 2021 | 2022 | 2023 | 2024 |
Income Before Income Tax | Net Income For The Year | ||
(Rp billion) | (Rp billion) | ||
4,953 | 5,028 | 4,008 | 4,053 |
4,343 | 3,511 | ||||||||
3,715 | 3,008 | ||||||||
3,257 | 2,631 | ||||||||
2020 | 2021 | 2022 | 2023 | 2024 | 2020 | 2021 | 2022 | 2023 | 2024 |
Advancing Technology Innovation for Sustainable Future | 2024 Annual Report • PT BANK MEGA Tbk 13 |
Performance 2024
Statements of Cash Flows
(Expressed in billions of Rupiah)
2024 | 2023 | |
Net cash flows provided from operating | 15,463 | (10,339) |
activities |
2022
16,607
2021
10,933
2020
(546)
Net cash flows used in investing activities | (15,577) | 4,289 | (13,443) | 1,064 | (4,933) |
Net cash flows used in financing activities | (1,380) | (1,787) | (1,239) | (2,096) | (670) |
Net Increase (Decrease) in Cash and Cash | (1,494) | (7,837) | 1,925 | 9,901 | (6,149) |
Equivalents | |||||
Cash and Cash Equivalents at Beginning of The | 11,680 | 19,517 | 17,592 | 7,691 | 13,840 |
Year | |||||
Cash and Cash Equivalents at End of The Year | 10,186 | 11,680 | 19,517 | 17,592 | 7,691 |
Financial Ratios
(Dinyatakan dalam persentase)
2024 2023
2022
2021
2020
Capital
Capital Adequacy Ratio (CAR) | 25.77% | 26.17% | 25.41% | 27.30% | 31.04% |
Tier 1 ratio | 25.09% | 25.40% | 24.64% | 26.51% | 30.19% |
Tier 2 ratio | 0.68% | 0.76% | 0.77% | 0.79% | 0.85% |
CET 1 ratio | 25.09% | 25.40% | 24.64% | 26.51% | 30.19% |
Earning Assets | |||||
Non-Performing Earning Assets and Non- | 2.07% | 1.58% | 1.13% | 1.04% | 1.30% |
Productive Assets to Total Earnings and Non | |||||
Productive Assets | |||||
Non-Performing Earning Assets to Total | 1.01% | 0.99% | 0.78% | 0.66% | 0.67% |
productive Assets | |||||
Allowance for Impairment Losses for Financial | 0.60% | 0.56% | 0.49% | 0.46% | 0.46% |
Assets to Productive Assets | |||||
Non-Performing Loans (NPL) to Total Loans - | 1.69% | 1.57% | 1.23% | 1.12% | 1.39% |
Gross | |||||
Non-Performing Loans (NPL) to Total Loans - | 1.22% | 1.18% | 0.91% | 0.81% | 1.07% |
Nett | |||||
Rentability | |||||
Return On Asset (ROA) | 2.56% | 3.47% | 4.00% | 4.22% | 3.64% |
Return On Equity (ROE) | 13.62% | 17.62% | 23.15% | 23.49% | 19.42% |
Net Interest Margin (NIM) | 4.64% | 5.21% | 5.42% | 4.75% | 4.42% |
Operating Expense to Operating Income | 73.61% | 65.60% | 56.76% | 56.06% | 65.94% |
(BOPO) | |||||
Cost to Income Ratio (CIR) | 51.13% | 42.74% | 38.46% | 36.80% | 43.66% |
Liquidity | |||||
Loan to Deposit Ratio (LDR) | 70.34% | 74.03% | 68.04% | 60.96% | 60.04% |
14 2024 Annual Report • PT BANK MEGA Tbk | Advancing Technology Innovation for Sustainable Future |
(Expressed in Percentage)
2024 2023
2022
2021
2020
Compliance
a. | Percentage of Violation of Legal Lending | |||||
Limit | ||||||
a.1. Related Parties | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
a.2. Third Parties | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
b. Percentage of Excess of Legal Lending Limit | ||||||
b.1. Related Parties | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
b.2. Third Parties | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
GWM Primary Rupiah | ||||||
Daily | 0.00% | 0.00% | 0.00% | 0.50% | 0.00% | |
Average | 7.95% | 6.88% | 7.85% | 3.04% | 3.07% | |
GWM Foreign Currency | 4.12% | 4.05% | 4.03% | 4.01% | 4.15% | |
Net Open Position | 0.34% | 0.75% | 0.21% | 0.46% | 0.26% |
ROA | ROE | NIM | ||||||||||||
(%) | (%) | (%) | ||||||||||||
4.22 | 4.00 | 23.49 | 23.15 | 5.42 | 5.21 | |||||||||
4.75 | ||||||||||||||
3.64 | 3.47 | 19.42 | 4.42 | 4.64 | ||||||||||
17.62 | ||||||||||||||
2.56 | 13.62 | |||||||||||||
2020 | 2021 | 2022 | 2023 | 2024 | 2020 | 2021 | 2022 | 2023 | 2024 | 2020 | 2021 | 2022 | 2023 | 2024 |
BOPO | LDR | CAR | ||||||||||||
(%) | (%) | (%) | ||||||||||||
73.61 | 74.03 | 70.34 | 31.04 | |||||||||||
65.94 | 65.60 | 68.04 | 27.30 | |||||||||||
60.04 | 60.96 | 25.41 | 26.17 | 25.77 | ||||||||||
56.06 | 56.76 | |||||||||||||
2020 | 2021 | 2022 | 2023 | 2024 | 2020 | 2021 | 2022 | 2023 | 2024 | 2020 | 2021 | 2022 | 2023 | 2024 |
Advancing Technology Innovation for Sustainable Future | 2024 Annual Report • PT BANK MEGA Tbk 15 |