Pioneer Bankcorp Inc.OTC: PBKC

Pioneer Bankcorp Announces Semi-annual Cash Dividend of $.75 per Share

· Issued by Pioneer Bankcorp Inc.

Clewiston, Florida-October 27, 2025- The Board of Directors of Pioneer Bankcorp Inc (OTC: PBKC) declared a semi-annual cash dividend of $0.75 per common share. This brings the total dividend to $1.30 per share for the year, up from $1.20 per share in 2024. The dividend is payable on December 1, 2025, to shareholders of record on November 14, 2025.

About Pioneer Bankcorp (PBKC)

Pioneer Bankcorp is the bank holding company for First Bank. First Bank has served communities in the Glades and Southwest Florida since 1922. Through its branch network of 7 locations in Hendry, Glades, Lee, Palm Beach and Collier counties, First Bank strives to deliver excellent service to the residents and businesses of these communities. For more information, visit www.first1bank.com .

Investor Relations Contact

 Andrew Couse, President & CEO

(863) 902-3401

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