Strengthening Profitability
Supporting Customers' Efforts to Increase Corporate Value
Group-wide Support for Customers' Sustainable Corporate Growth
Basic policy
The role that local businesses expect regional financial institutions to play has shifted with changes in the business environment from securing funding to helping them resolve a wide range of business issues.
According to "Business Challenges Recognized by Businesses,"* only about 10% of all businesses consider the procurement of facilities funding and working capital to be challenges, and many focus instead on such challenges as securing human resources, acquiring more business partners, and improving their financial condition.
In its efforts solve these diverse issues, the Nanto Bank Group will strengthen its relationships with customers by maximizing use of its capabilities, providing consulting to involve itself more deeply in customers' management decision-making, and offering solutions to their issues.
We believe that these activities will lead to sustainable enhancement of our customers' corporate value and degree of success, while also enhancing our Group's financial and non-financial earnings and improving our ROE. With this in mind, we will continue our efforts to enhance the sophistication of our consulting sales throughout the Group.
*Financial Services Agency: "Current Status and Issues of Customer Problem-Solving Support by Regional Banks"
Provision of consulting and solutions to enhance customers' corporate value
Customer base | Relations | Consulting |
Building relationships of trust with customers | Involvement in management decision-making | |
Our functions and products | Consulting Division | |
BANK | Issue- and industry-specic consulting |
Sustainable management, human capital management,
Loan customers IT introduction, business succession, overseas business, healthcare
Deposit customers
Group companies
Nanto Consulting
Comprehensive consulting
Human resources introduction
Advanced consulting practices
Solution
Providing solutions to issues
Product Division
Financial & non-nancial
Structured finance
Overseas finance, M&A, corporate DC, private placement bonds, business matching, etc.
Nanto Lease
Nanto Computer Service
Nanto Mahoroba Securities
Nanto Capital Partners
Nanto Card Service
External partners
Nanto Consulting Co., Ltd. is a Group company established for the purpose of providing comprehensive solutions to the various management issues facing local customers. We contribute to regional revitalization by helping local businesses solve their management issues through "accompanying and supportive consulting" aimed at realization of their aspirations.
Nanto Consulting's business menu
Comprehensive consulting
Management strategy development support
Sales strategy & marketing enhancement support
Productivity improvement & support for manufacturers
We deploy a diverse group of highly specialized consultants to provide consulting services based on their experience in guiding the growth and optimizing management of financial institutions, providing hands-on management support for major consulting firms, and conducting legal, tax, accounting, labor relations, and marketing operations.
Recruitment
Executive level, highly skilled foreign
human resources, etc.
We define the types of human resources our clients should be looking for, and introduce a wide range of executive-level and expert foreign human resources who can play central roles in their companies.
Consulting services (amount/number of cases)
(million yen) | 72 | (Cases) | |
62 | |||
45 | |||
Amount | |||
40 | 46 | 42 | Number |
of cases | |||
2021 | 2022 | 2023 (Fiscal year) |
Recruiting (amount/number of cases)
(million yen) | 43 | 43 | (Cases) | ||||||
24 | Amount | ||||||||
43 | Number | ||||||||
14 | 39 | ||||||||
of cases | |||||||||
2021 | 2022 | 2023 (Fiscal year) |
IT support for customers
We provide IT solutions to management issues to help customers realize the image they strive for in their future
Our Group
development and their management vision.
We provide one-stop IT consulting services in collaboration with external partners, including visualization of operations and systems from a bird's-eye perspective and optimal IT solution introduction centered on "strengthening security," "reviewing aging systems," and "improving personnel and labor management efficiency," which are issues faced by many of our customers.
Our customers
1 IT consulting | BANK |
- Visualization of client status
- Advice on consulting grant applications, etc., based on management vision
Need toss-ups | ||
Sales | ||
Cooperation | ||
branches | ||
Corporate Solutions | Nanto | |||
Department | Computer | |||
IT Team | Service | |||
Identification of | ||||
management | ||||
Technical | ||||
issues | ||||
support | ||||
Selection of | ||||
solution | ||||
Product | ||||
products | ||||
Case | proposals | |||
management | ||||
Cooperation | External partners |
46 Nanto Report 2024, the integrated report of Nanto Bank
About Nanto Bank | Nanto Group Corporate | Practicing Sustainable | Local Market | Strengthening | Control of Net Assets | Governance | Consolidated Financial | ||
Value Enhancement | Management | Revitalization | Profitability | Statements | |||||
Business | Strategies | Performance | Outlook | ||||||
model | and resources | ||||||||
allocation |
Healthcare consulting for medical/nursing care businesses
Medical and long-term care businesses account for a higher percentage of Nara prefecture's GDP than the national average, making them a highly important industry sector. Under these circumstances, medical and long-term care providers are facing issues involving individual events, such as aging buildings and business succession, in addition to trends toward excessive demand for acute care, a shortage of convalescent care, and regional healthcare supply-and-demand problems. In these circumstances, the Nanto Bank Group engages in healthcare consulting with the aim of playing a leading role in providing solutions to regional healthcare issues.
Specic coefcients according to economic activity (nominal)
Agriculture, forestry and fisheries | ||
Other services | Mining | Nara prefecture |
Health and | Manufacturing | Nation | |
social services | |||
Education | Electricity, gas, water, | ||
waste disposal | |||
Public service | Construction | ||
Professional, technical, | |||
and business support | Wholesale and retail trade | ||
services, etc. | |||
Real estate | Transportation and postal services | ||
Finance and insurance | Lodging and food services | ||
(Source: Nara Prefecture) | Information and communications | ||
Healthcare consulting services
Business constitution | Consulting overview | |
General hospitals | Management plan and relocation plan | |
development | ||
Dental clinics | Support for opening dental clinics | |
Clinics | Support for creating operation manuals | |
General hospitals | Management planning | |
Loans to medical care providers (amount and number of recipients) | 687 | 670 | 671 | (Recipients) | |||||||||
587 | 600 | 621 | 586 | 654 | |||||||||
523 | 569 | 548 | 561 | 565 | Hospitals and | ||||||||
clinics | |||||||||||||
Social welfare, | |||||||||||||
225 | 229 | 231 | nursing homes, | ||||||||||
218 | etc. | ||||||||||||
197 | |||||||||||||
177 | 196 | ||||||||||||
161 | |||||||||||||
143 | |||||||||||||
139 | 135 | ||||||||||||
94.5 | 92.1 | 91.4 | 91.6 | (Billions of yen) | |||||||||
96 | 108 | 78.8 | 87.6 | 88.2 | 88.4 | ||||||||
21.7 | 23.1 | 23.3 | 23.6 | ||||||||||
71.8 | 16.3 | 17.7 | 18.0 | Social welfare, | |||||||||
64.2 | 64.9 | 12.9 | |||||||||||
50.4 | 56.8 | 9.8 | nursing homes, | ||||||||||
7.5 | 8.1 | ||||||||||||
5.3 | etc. | ||||||||||||
5.9 | |||||||||||||
56.7 | 56.8 | 62.0 | 65.9 | 71.3 | 70.5 | 70.4 | 72.8 | 69.0 | 68.1 | 68.0 | Hospitals and | ||
44.5 | 51.5 | clinics | |||||||||||
2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 (Fiscal year) |
Establishment of a new Structured Finance Office offering a variety of financing methods
The Structured Finance Office was newly established on April 1, 2024. By accumulating and upgrading know-how in structured finance (SF) through collaboration with external institutions and dispatching of trainees, we aim to strengthen our ability to solve problems and earn profits through provision of various financing methods, which is one important way in which the Group adds value.
Various issues for
individual stakeholders
Customers and local communities
Business growth and
productivity improvement
Business succession
Community revitalization
Society
Economic development
Climate change
Providing diverse financing methods
Structured | Structured nance outstanding | ||||
(Billions of yen) | |||||
Finance Office | 205.0 | ||||
Know-how accumulation | 184.6 | ||||
Sophisticated SF | 166.7 | ||||
⬇ | |||||
Reinforcement of ability to offer solutions | |||||
to the problems facing customers | |||||
and local communities | |||||
(Enhanced revenue earning capacity) | |||||
Collaboration | Case information | ||||
Dispatching of trainees | SF know-how | ||||
External environment | |||||
Megabanks, regional financial institutions, | 2022 | 2023 | 2024 | (Fiscal year) | |
(Planned) | |||||
trust banks, securities companies, | |||||
real estate agents, funds |
Nanto Report 2024, the integrated report of Nanto Bank 47