Overview of the Nanto Bank Group (As of March 31, 2024)
Company profile
Name: | The Nanto Bank, Ltd. |
Founded: | June 1, 1934 |
Head Office: | 16, Hashimoto-cho, Nara City, Nara, Japan |
Capital: | 37,924.15 million yen |
Total assets: | 6,763.8 billion yen |
Deposit balance: | 5,809.5 billion yen |
Loan balance: | 4,194.4 billion yen |
Loans to small and | 1,550.7 billion yen |
medium-sized | |
enterprises: | |
Domestic offices: | 103 (64 in Nara Prefecture, including Internet branches, and 39 in other locations) |
Employees: | 2,257 |
Capital adequacy ratio: 10.77% (consolidated); 10.46% (non-consolidated)
*The credit risk measurement method used to calculate the capital adequacy ratio was changed from the "standard method" to the "basic internal rating method" as of March 31, 2024.
URL:https://www.nantobank.co.jp
Overview of Nanto Bank's consolidated subsidiary operations
Capital | Percentage of subsidiaries' | |||
Company name | Location | Principal business | voting rights held | |
(million yen) | ||||
by the Bank (%) | ||||
Nanto Management Service Co., Ltd. | Nara City, | Subsidiary management | 40 | 100 |
Nara Prefecture | business | |||
Nanto Business Service Co., Ltd | Nara City, | Bank's administrative | 10 | 100 |
Nara Prefecture | agency business | |||
Nanto Credit Guarantee Co., Ltd. | Nara City, | Credit guarantee | 10 | 100 |
Nara Prefecture | business | (100) | ||
Nanto Lease Co., Ltd. | Nara City, | Leasing business | 500 | 100 |
Nara Prefecture | (100) | |||
Nanto Computer Service Co., Ltd. | Nara City, | Software development | 10 | 100 |
Nara Prefecture | business | (100) | ||
Nanto DC Card Co., Ltd. | Ikoma City, | Credit card business | 50 | 100 |
Nara Prefecture | (100) | |||
Nanto Card Service Co., Ltd. | Ikoma City, | Credit card business | 50 | 100 |
Nara Prefecture | (100) | |||
Nanto Consulting Co., Ltd. | Nara City, | Consulting business | 100 | 100 |
Nara Prefecture | (100) | |||
Nanto Challenged Co., Ltd. | Nara City, | Bank's administrative | 20 | 100 |
Nara Prefecture | agency business | (100) | ||
Nanto Mahoroba Securities Co., Ltd. | Nara City, | Financial instrument | 3,000 | 100 |
Nara Prefecture | trading business | (100) | ||
Nanto Capital Partners Co., Ltd. | Nara City, | Investment business | 100 | 100 |
Nara Prefecture | ||||
Notes: 1. Figures in parentheses in the "Percentage of subsidiaries' voting rights held by the Bank" column indicate the percentage of indirect voting rights. 2. Nanto Management Service Co., Ltd. is an intermediate holding company.
(Reference) Affiliated companies accounted for | by the equity method | ||||
Capital | Percentage of subsidiaries' | ||||
Company name | Location | Principal business | voting rights held | ||
(million yen) | |||||
by the Bank (%) | |||||
Nara Mirai Design Co., Ltd. | Nara City, | Regional | 80 | - | |
Nara Prefecture | revitalization business | (39.9) | |||
Nara Kominka Machizukuri Partners Co., Ltd. | Nara City, | Investment business | 3 | - | |
Nara Prefecture | (-) | ||||
Frontier Nanto Investment LLC | Nara City, | Investment business | 5 | - | |
Nara Prefecture | (50.0) | ||||
Notes: 1. Figures in parentheses in the "Percentage of voting rights held by Nanto Bank" column indicate the percentage of indirect voting rights.
2. Nara Old Folk Town Development Partners Co. ("the Company") is owned by Nara Mirai Design Corporation, an equity-method affiliate of the Bank. Although the Bank holds less than 20/100 of the voting rights in Nara Mirai Design, it is an equity-method affiliate because the Bank has sub stantial influence over the company.
86 Nanto Report 2024, the integrated report of Nanto Bank
About Nanto Bank | Nanto Group Corporate | Practicing Sustainable | Local Market | Strengthening | Control of Net Assets | Governance | Consolidated Financial |
Value Enhancement | Management | Revitalization | Profitability | Statements | |||
Current status of stock issuance
Organizational Performance overview and external
environment
Stock distribution by owner category
Total shares issued: | 33,025 thousand |
Number of shareholders: 18,054
Government and local public bodies
0.03%
10 thousand shares
Individuals/others*2
34.77%
11,481 thousand shares
Foreigners
14.55%
4,804 thousand shares
Financial institutions*1
31.20%
10,304 thousand shares
Financial product brokerages
2.64%
870 thousand shares
Other domestic corporations
16.82%
5,553 thousand shares
*1 Total of banks, trust banks, life insurance companies, non-life insurance companies, etc. *2 Includes 1,202 thousand treasury shares
*3 The number of shares owned is rounded down to the nearest thousand.
Major shareholders (top 10)
Ratio of number | ||
Number of | of shares owned | |
Name | shares held | to total number |
(unit: 1,000)*4 | of shares issued | |
(%)*5 | ||
The Master Trust Bank of Japan, Ltd. | 3,841 | 12.07 |
(trust account) | ||
Custody Bank of Japan, Ltd. (trust account) | 1,429 | 4.49 |
Nippon Life Insurance Company (Standing proxy: | 1,053 | 3.30 |
The Master Trust Bank of Japan, Ltd.) | ||
Meiji Yasuda Life Insurance Company (Standing | 1,043 | 3.27 |
proxy: Custody Bank of Japan, Ltd.) | ||
Nanto Bank Employee Stock Ownership | 943 | 2.96 |
Association | ||
Sumitomo Life Insurance Company (Standing | 662 | 2.08 |
proxy: Custody Bank of Japan, Ltd.) | ||
Daiwa Gas Co., Ltd. | 466 | 1.46 |
Kitamura Forestry Co., Ltd. | 418 | 1.31 |
JP MORGAN CHASE BANK 385781 | 407 | 1.28 |
STATE STREET BANK WEST CLIENT-TREATY | 296 | 0.93 |
505234 | ||
(Note) *4 The number of shares owned is rounded down to the nearest thousand.
*5 The percentage of shares held is calculated excluding treasury stock (1,202 thousand shares) and rounded down to the third decimal place. Treasury stock does not include the Bank's stocks held by the BIP Trust for directors' remuneration (68 thousand shares).
Stock price trends
Total shareholder returns (TSR)
Mar. | Mar. | Mar. | |
2022 | 2023 | 2024 | |
Nanto Bank (%) | 108.4 | 130.5 | 171.8 |
TOPIX | 131.1 | 138.8 | 196.1 |
(including dividend) (%) | |||
Dividends per share / Dividend payout ratio
Mar. | Mar. | Mar. | |
2022 | 2023 | 2024 | |
Dividends per share (yen) | 110.00 | 113.00 | 114.00 |
Consolidated dividend | 30.1 | 76.4 | 30.0 |
payout ratio (%) | |||
(JPY) | ||||
4,000 | ||||
2,000 | ||||
0 | ||||
2021/3 | 2022/3 | 2023/3 | 2024/3 | 2024/6 |
Nanto Report 2024, the integrated report of Nanto Bank 87