Text of Advertisement Prior to Publication - Final Cash Dividend, 2025 and Mandatory Requirement of Valid CNIC and IBAN

MCB Bank Limited

Company Secretary Oflice

6th Floor, MCB Bu lding, 15-Main Gulberg Jail Road

Lahore, Pakistan

PSX-100(SF)2026/04

February 16, 2026

General Manager

Pakistan Stock Exchange Limited Stock Exchange Building

Stock Exchange Road

Dear Sir,

Text of Advertisement Prior to Publication

Final Cash Dividend, 2025 and Mandatory Requirement of Valid CNIC and IBAN

" +92 42 36041998-9

E" corDorate affairs‹%mcb.com.pk

In compliance with Rule No. 5.6.9 (b) of PSX Rule Book, please find enclosed herewith the text of advertisement that MCB BanL Limited intends to publish in respect of "Final Cash Dividend, 2025 and Mandatory Requirement of Valid CNIC and IBAN" in the Daily "Business Recorder" and the Daily "Jang" on February 17, 2026.

Yours sincerely,

Muhammad lmran Department Head Corporate Affairs Group

Encl: As above

Registered Office: MTB Building, 15 Main Gulber¿, Jail Road. Lah.ore, Pakistan

U: +92 42 111 000 622 T 92 42 3604 1998-9 E: info mcb.com. Dk '^'•w.mcb.com.pk

MCB Bank Limited

The Board of Directors of MCB Bank Limited (the "Bank"), in its meeting held on February 04, 2026, has declared Final Cash Dividend @ 90% i.e., PKR 9.00 per share in addition to interim cash dividends already paid @ 270% i.e., PKR 27.00 per share for the year ended December 31, 2025. The said Cash Dividend will be paid to those shareholders whose names will appear on the Register of Members of the Bank at close of business hours on March 17, 2026.

In order to determine the entitlement of Final Cash Dividend, the Share Transfer Books of the Bank will remain closed from March 18, 2026 to March 27, 2026 (both days inclusive) and no transfer of shares will be accepted for registration during this period.

Requirement of Valid CNIC, IBAN and Email Address:

As per the regulatory requirements issued by the Securities & Exchange Commission of Pakistan ("SECP"), the payment of cash dividend shall only be made to those Shareholders who have provided copies of their valid CNIC/ NICOP/ Passport (in the case of Individuals) and NTN certificate (in the case of corporate entities) and valid details of designated International Bank Account Number ("IBAN"). In case of non-availability of the said information, the Bank will hold the payment of Final Cash Dividend. Shareholders, who have not yet provided the required information, are requested to provide copies of their valid CNIC/NICOP/NTN/Passport and details of valid IBAN. Please also ensure that the provided bank account is currently active, this will enable us to credit the dividend amount. Further, as per the requirements of SECP regulations, shareholders who have not yet provided their email addresses, are also requested to provide the same to the Bank.

Unclaimed Dividends and Share Certificates:

Shareholders, who have not yet claimed their cash dividend warrants, either kept with themselves or have been returned as undelivered to the Share Registrar and Transfer Agent of the Bank, are requested to make a claim for such unpaid/unclaimed dividends. They are also requested to claim for any right/bonus share certificates either remained unclaimed or undelivered with the Share Registrar and Transfer Agent of the Bank.

Deduction of Withholding Tax on Joint Account Holder(s):

Joint shareholders are requested to communicate their percentage of shareholding to the Share Registrar and Transfer Agent of the Bank in order to calculate withholding tax applicable to each Joint Shareholder based on filer/non-filer status. Kindly note that in case of non-receipt of such information, each joint shareholder will be assumed to hold equal proportion of shares and the deduction will be made accordingly.

Requirement of FBR's Approval or Valid Tax Exemption Certificate for Claim of Exemption under Section 159/150 of the Income Tax Ordinance, 2001: The Honorable Lahore High Court, Lahore, in its decision has directed that the Mutual Funds as approved by the Federal Board of Revenue ("FBR"), would not be required to provide exemption certificate under Section 159 of the Income Tax Ordinance, 2001 ("Ordinance") to claim tax immunity as per clause (47B) of Part-IV of the Second Schedule to the Ordinance. It is therefore, requested to provide either approval certificate from FBR or a valid exemption certificate under Section 159 (1) of the Ordinance issued by the concerned Commissioner of the Income Tax, Inland Revenue, FBR latest by March 24, 2026. In case of non-availability of approval/ exemption certificate(s), the deduction of tax on dividend shall be made as per the relevant provisions of the Ordinance.

Zakat Declaration (CZ-50):

Shareholders are hereby reminded that Zakat is applicable at the rate of 2.5% on face value of shares i.e. PKR 10/- each. Zakat will be deducted on the payment of above-mentioned Final Cash Dividend and the same will be deposited with the relevant authority within the prescribed time period. In order to claim an exemption from Zakat deductions, shareholders, who have not yet provided, are once again requested to submit the Zakat Declarations to the Stock Brokers or the Central Depository Company of Pakistan Limited (in case the shares are held in Book-Entry Form) or to Bank's Share Registrar and Transfer Agent (in case the shares are held in Physical Form).

Conversion of Physical Shares into Book Entry Form:

As per the Section 72 of the Companies Act, 2017, the companies are required to replace their physical shares with the Book Entry Form (electronic form). Therefore, shareholders still carrying physical shares are requested to have these converted into book-entry form by opening an account with the Central Depository Company of Pakistan Limited. Such conversion will ensure the safe custody thereof.

Company Secretary

February 17, 2026

MCB Bank Limited

Bank for Life 2026•3 17