Lincoln Financial Reports 2025 Third Quarter Results

About this update from Lincoln National Corporation

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"Annuities delivered year-over-year earnings growth driven by higher account balances and an increase in spread income. Life Insurance posted solid results supported by stable mortality and operational efficiencies, while Group Protection continued to execute its profitable growth strategy with another quarter of increased premiums year over year. Retirement Plan Services also reported strong performance, attributable to higher account balances. Across the enterprise, sales were robust and well-balanced, with each business delivering results aligned to its targeted strategies.","length":783,"tagName":"p"},{"type":"text","content":""We continue to see opportunities to invest in the business to drive sustained growth. Our disciplined focus on maintaining capital flexibility, increasing profitability, and leveraging operational efficiencies positions us to deliver long-term shareholder value."","length":274,"tagName":"p"},{"type":"text","content":" Business Highlights ","length":19,"tagName":"p"},{"type":"text","content":"Our 2025 third-quarter results reflected broad-based execution across our four businesses as they continued to deliver on their respective strategic priorities. The segment operating results presented below do not include the impacts of our annual assumption review. See the segment discussions that follow for additional information.","length":334,"tagName":"p"},{"type":"text","content":" Retail Solutions ","length":16,"tagName":"p"},{"type":"list","items":[{"val":[{"type":"text","content":" Annuities delivered operating income of $318 million, up 6% compared to the prior-year quarter, primarily driven by favorable equity markets, higher spread income, and favorable tax items. 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