Tina Madden
Head of Investor Relations
Replay available
Lincoln National Corporation (LNC) Q3 2025 Earnings Call
Lincoln National Corporation (NYSE: LNC) Q3 2025 earnings conference call, held 2025-10-30. Replay captured from the company's public earnings webcast.
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Investor webinar replay
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Replay transcript excerpt
WEBVTT 00:00:00.031 -- 00:00:05.439 I would now like to turn the call over to Tina Madden, Head of Investor 00:00:05.439 -- 00:00:08.384 Relations. Tina, please go ahead. 00:00:08.384 -- 00:00:10.007 Thank 00:00:10.007 -- 00:00:14.033 you. Good morning, everyone, and welcome to our third quarter earnings call. 00:00:14.033 -- 00:00:19.141 We appreciate your interest in Lincoln. Our quarterly earnings press release, earnings 00:00:19.141 -- 00:00:23.686 supplement and statistical supplement can all be found on the investor relations page 00:00:23.686 -- 00:00:27.108 of our website, www.lincolnfinancial.com. 00:00:29.353 -- 00:00:34.739 These documents include reconciliations of the non-GAAP measures used on today's call, 00:00:34.739 -- 00:00:39.665 including adjusted income from operations and adjusted income from operations available 00:00:39.665 -- 00:00:44.791 to common stockholders or adjusted operating income to the most comparable GAAP 00:00:44.791 -- 00:00:46.403 measures. 00:00:46.403 -- 00:00:51.696 Before we begin, I want to remind you that any statements made during today's call 00:00:51.696 -- 00:00:53.761 regarding expectations, 00:00:53.761 -- 00:00:59.656 future actions, trends in our businesses, prospective services or products, 00:00:59.656 -- 00:01:04.745 future performance or financial results, including those relating to deposits, 00:01:04.745 -- 00:01:10.089 expenses, income from operations, free cash flow or free cash flow conversion 00:01:10.089 -- 00:01:15.635 ratios, share repurchases, liquidity, and capital resources, are forward-looking 00:01:15.635 -- 00:01:20.079 statements under the Private Securities Litigation Reform Act of 1995. 00:01:20.079 -- 00:01:21.980 These 00:01:21.980 -- 00:01:26.505 forward-looking statements involve risks an...