HALF YEARLY
FINANCIAL
STATEMENTS
31ST DECEMBER, 2024.
HAFIZ LIMITED
2024
CEO & Executive Director
Kamran Ahmed
Quamruddin Osmani
Muhammad Shahzad Fakir
Ali Mubeen Hashmi
HBL Islamic Bank Limited
MIB Islamic Bank Limited
FORV/S MAZARS M.F. & Co.
1705, 17th Floor,
HAFIZ LIMITED
MID YEAR REVIEW
The Directors of your company are pleased to present their Half Yearly un-audited Accounts for the half year ended December 31, 2024. The accounts have been reviewed by the auditors of the company M/s. Mazars M.F. & Co., (Chartered Accountants).
During the current quarter, the economic environment has shown some stability, largely due to government policies. The policy rate drastically comes down to 13% shows government commitment towards industrial reform, but High Cost of Doing Business: Despite lower interest rates, businesses continued to struggle with high electricity prices, increased taxation, and regulatory hurdles. Uncertainty in Government Policies: Fiscal policies, taxation changes, and upcoming negotiations with the IMF and other nancial institutions inuenced business condence.
Domestically, the government has introduced its 5-Year Economic Transformation Plan. which focuses on structural economic reforms and inclusive growth strategies. This plan is expected to inuence the overall business climate in the coming years. However, key challenges such as scal adjustments, taxation policies, and external debt obligations remain signicant factors impacting business strategies.
Despite these uncertainties, your company remains committed to closely monitoring economic trends and adapting its strategies accordingly. Depending on future economic developments, the company will decide whether to pursue expansion or maintain a cautious approach to sustain operational stability.
The Board of Directors extends its gratitude to all stakeholders, employees, shareholders, bankers, and partners for their continued trust and support. Their commitment remains essential in navigating economic uncertainties and market challenges.
We continue to pray to Allah for the continued success of the company, the well-being of its stakeholders, and the prosperity of the nation.
FOR AND ON BEHALF OF THE BOARD
Karachi:
27th February, 2025.
Muhammad Farooq Usmani | Fakhruddin Usmani |
Chairman | CEO |
ǔ | ||||||||||||||||||||||||||||||||||||||||||||||
ǘ HAFIZ LIMITED | ||||||||||||||||||||||||||||||||||||||||||||||
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䕉 | ǘ 㯽 | ǔ | ||||||||||||||||||||||||||||||||||||||||||||
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HAFIZ LIMITED
INDEPENDENT AUDITORS' REVIEW REPORT
To the members of Hafiz Limited
Report on review of Interim Financial Statements
IntroducƟon
We have reviewed the accompanying condensed interim statement of financial posiƟon of Hafiz Limited (the "Company") as at December 31, 2024 and the related condensed interim statement of profit or loss and other comprehensive income, condensed interim statement of changes in equity and condensed interim statement of cash flows, and notes to the condensed interim financial statements for the six-month period then ended (here-in-aŌer referred to as the "interim financial statements"). Management is responsible for the prepara- Ɵon and presentaƟon of these interim financial statements in accordance with accounƟng and reporƟng standards as applicable in Pakistan for interim financial reporƟng. Our responsibility is to express a conclusion on these interim financial statements based on our review.
The figures of the condensed interim statement of profit or loss and other comprehensive income for the quarters ended December 31, 2024 and 2023 have not been reviewed, as we are required to review only the cumulaƟve figures for the half year ended December 31, 2024.
Scope of Review
We conducted our review in accordance with InternaƟonal Standard on Review Engagements 2410, "Review of Interim Financial InformaƟon Performed by the Independent Auditor of the EnƟty". A review of interim financial statements consists of making inquiries, primarily of persons responsible for financial and accounƟng maƩers, and applying analyƟcal and other review procedures. A review is substanƟally less in scope than an audit conducted in accordance with InternaƟonal Standards on AudiƟng and consequently does not enable us to obtain assurance that we would become aware of all significant maƩers that might be idenƟ- fied in an audit. Accordingly, we do not express an audit opinion.
Conclusion
Based on our review, nothing has come to our aƩenƟon that causes us to believe that the accompanying interim financial statements are not prepared, in all material respects, in accordance with the accounƟng and reporƟng standards as applicable in Pakistan for interim financial reporƟng.
The engagement partner on the review resulƟng in this independent auditor's review report is Muhammad Saqlain Siddiqui.
UDIN: RR202410324g7sUKTYkx | Mazars M.F & Co. |
Place: Karachi | |
Chartered Accountants | |
Date: 27 February, 2025. | |
HAFIZ LIMITED
CONDENSED INTERIM STATEMENT OF FINANCIAL
POSITION (UN AUDITED)
AS AT DECEMBER 31, 2024
Note | (Un-audited) | (Audited) | ||
December 31, | June 30, | |||
ASSETS | 2024 | 2024 | ||
--------- Rupees -------- | ||||
NON-CURRENT ASSETS | ||||
Property, plant and equipment | 5 | 5,233,702 | 5,287,038 | |
Investment property | 6 | 562,037,201 | 562,037,201 | |
Long term investments | 1 | 1 | ||
CURRENT ASSETS | 567,270,904 | 567,324,240 | ||
Short term investments | 7 | 38,915,978 | 19,596,204 | |
Trade deposits and advances | 1,380,675 | 228,225 | ||
Taxation - net | 5,547,010 | 4,204,490 | ||
Bank balances - current account | 13,533,761 | 13,959,687 | ||
59,377,424 | 37,988,606 | |||
Net assets in Bangladesh | 1 | 1 | ||
TOTAL ASSETS | ||||
626,648,329 | 605,312,847 | |||
EQUITY AND LIABILITIES | ||||
Authorized Capital: | ||||
2,000,000 (June 30, 2024: 2,000,000) Ordinary Shares of Rs. 10/- | 20,000,000 | 20,000,000 | ||
each | ||||
Issued, subscribed and paid up capital: | 12,000,000 | |||
1,200,000 (June 30, 2024: 1,200,000) Ordinary Shares of Rs. 10/- | 12,000,000 | |||
each | 598,939,594 | |||
Reserves | 578,817,198 | |||
NON-CURRENT LIABILITY | 610,939,594 | 590,817,198 | ||
- | ||||
Deferred liability - Gratuity | - | |||
CURRENT LIABILITIES | ||||
Trade and other payables | 8 | 10,137,794 | 9,420,528 | |
Unclaimed dividend | 5,570,941 | 5,075,121 | ||
CONTINGENCIES AND COMMITMENTS | 9 | 15,708,735 | 14,495,649 | |
TOTAL EQUITY AND LIABILITIES | ||||
626,648,329 | 605,312,847 | |||
The annexed notes form an integral part of these condensed interim financial statements.
27 February 2025 | Ali Mubeen Hashmi |
HAFIZ LIMITED
CONDENSED INTERIM STATEMENT OF PROFIT OR LOSS ACCOUNT AND OTHER COMPREHENSIVE INCOME (UN-AUDITED)
FOR THE HALF YEAR ENDED DECEMBER 31, 2024
For the quarter ended | For the half year ended | ||
Note December 31, | December 31, | December 31, | December 31, |
2024 | 20223 | 2024 | 2023 |
--------- Rupees --------
Rental income | 9,728,130 | |||
Administrative expenses | 10 | |||
(4,460,310) | ||||
Financial charges | (19,205) | |||
(4,479,515) | ||||
Other operating income / (expenses) | 11 | 12,656,792 | ||
Profit before taxation | ||||
17,905,407 | ||||
Taxation | 12 | (2,207,897) | ||
Net profit after taxation | ||||
15,697,510 | ||||
Other comprehensive income | - | |||
Total comprehensive income for the year | ||||
15,697,510 | ||||
8,162,392
(3,983,400)
(12,826)
(3,996,226)
7,053,002
11,219,168
(1,817,366)
9,401,802
-
9,401,802
19,757,479
(8,817,480)
(19,237)
(8,836,717)
16,431,214
27,351,976
(4,229,580)
23,122,396
-
23,122,396
16,773,765
(7,758,302)
(13,267)
(7,771,569)
8,037,932
17,040,128
(3,618,274)
13,421,854
-
13,421,854
Earnings per share - Basic and diluted | 13.08 | 7.83 | 19.27 | 11.18 | |||
The annexed notes form an integral part of these condensed interim financial statements.
27 February 2025 | Ali Mubeen Hashmi |
HAFIZ LIMITED
CONDENSED INTERIM STATEMENT OF CASH FLOWS
(UN-AUDITED)
FOR THE HALF YEAR ENDED DECEMBER 31, 2024
CASH FLOW FROM OPERATING ACTIVITIES
December 31, | December 31, |
2024 | 2023 |
--------- | Rupees -------- |
Profit before taxation
Adjustments for:
Depreciation
Unrealized (gain) / loss on short term investments - quoted shares Realized (gain) on short term investments - quoted shares Dividend income
Financial charges
Operating profit before working capital changes
(Increase) / decrease in current assets
Trade deposits and advances
(Decrease) / increase in current liabilities
Trade and other payable
Cash generated from operations
Payment for:
Taxes
Gratuity paid
Financial charges
Net cash generated from operating activities
CASH FLOW FROM INVESTING ACTIVITIES
Fixed capital expenditure
Purchase of short term investment - quoted shares Proceeds from sale of short term investment - quoted shares Dividend received
Net cash used in investing activities
CASH FLOW FROM FINANCING ACTIVITIES
Dividend Paid
Net cash used in financing activities
Net (decrease) in bank balances
Bank balances at beginning of the period
Bank balances at end of the period
27,351,976
452,636
(7,231,709)
(9,105,005)
(94,500)
19,237
(15,959,341)
11,392,635
(1,152,450)
(1,152,450)
717,266
717,266
10,957,451
(5,572,100)
-
(19,237)
5,366,114
(399,300)
(18,824,310)
15,841,250
94,500
(3,287,860)
(2,504,180)
(2,504,180)
(425,926)
13,959,687
13,533,761
17,040,128
422,430
(7,524,375)
(38,557)
(475,000)
13,267
(7,602,235)
9,437,893
(3,435)
(3,435)
(516,330)
(516,330)
8,918,128
(3,628,497)
(992,320)
(13,267)
4,284,044
-
(4,007,358)
910,794
475,000
(2,621,564)
(1,999,052)
(1,999,052)
(336,572)
9,621,137
9,284,565
The annexed notes form an integral part of these condensed interim financial statements.
27 February 2025 | Ali Mubeen Hashmi |
HAFIZ LIMITED
CONDENSED INTERIM STATEMENT OF CHANGES IN
EQUITY (UN AUDITED)
FOR THE HALF YEAR ENDED DECEMBER 31, 2024
Share Capital
Unappropriated
Profit
Fair value | Unrealized gain | |||
Interest free | / (loss) on | |||
reserve for | Total Reserves | Total Equity | ||
loan from | remeasurement | |||
investment | ||||
Directors | of FVOCI | |||
property | ||||
investments | ||||
--------- Rupees -------- |
Balance as at July 01, 2023 | 12,000,000 | 117,190,747 | 56,634,905 | 371,752,394 | (342,401) | 545,235,645 | 557,235,645 | |
Total comprehensive income for the period | - | 13,421,854 | - | - | - | 13,421,854 | 13,421,854 | |
Final dividend for the year ended June 30, 2023 @ Rs. 2/- | ||||||||
per share i.e. 20% | - | (2,400,000) | - | - | - | (2,400,000) | (2,400,000) | |
Balance as at December 31, 2023 | ||||||||
12,000,000 | 128,212,601 | 56,634,905 | 371,752,394 | (342,401) | 556,257,499 | 568,257,499 | ||
Balance as at July 01, 2024 | 12,000,000 | 150,772,300 | 56,634,905 | 371,752,394 | (342,401) | 578,817,198 | 590,817,198 | |
Total comprehensive income for the period | - | 23,122,396 | - | - | - | 23,122,396 | 23,122,396 | |
Final dividend for the year ended June 30, 2024 @ | ||||||||
Rs. 2.5/- per share i.e. 25% | - | (3,000,000) | - | - | - | (3,000,000) | (3,000,000) | |
Balance as at December 31, 2024 | ||||||||
12,000,000 | 170,894,696 | 56,634,905 | 371,752,394 | (342,401) | 598,939,594 | 610,939,594 | ||
The annexed notes form an integral part of these condensed interim financial statements.
27 February 2025 | Ali Mubeen Hashmi |
HAFIZ LIMITED
NOTES TO THE CONDENSED INTERIM FINANCIAL
STATEMENTS (UN-AUDITED)
FOR THE HALF YEAR ENDED DECEMBER 31, 2024
-
STATUS AND NATURE OF BUSINESS
Hafiz Limited ("the Company") is a Public Limited Company incorporated in 1951 under the repealed Companies Ordinance, 1984 (now Companies Act, 2017). The shares of the Company are listed on the Pakistan Stock Exchange Limited. The registered office of the Company is situated at 97, Alliance Building, 2nd Floor, Moolji Street, Mereweather Tower, Karachi.
The principal activity of the Company is to earn rentals on investment properties. - STATEMENT OF COMPLIANCE
These condensed interim financial statements have been prepared in accordance with the accounting and reporting standards as applicable in Pakistan for interim financial reporting. The accounting and reporting standards as applicable in Pakistan for interim financial reporting comprise of:
-International Accounting Standards (IAS 34), Interim Financial Reporting, issued by the International Accounting Standards Board (IASB) as notified by the Companies Act, 2017; and
-Provisions of and directives issued under the Companies Act, 2017.
Where the provisions of and directives issued under the Companies Act, 2017 differ with the requirements of IAS 34, the provisions of and directives issued under the Companies Act, 2017 have been followed. - BASIS OF PREPARATION
- These condensed interim financial statements do not include all the information and disclosures required in annual financial statements and should be read in conjunction with the annual audited financial statements of the Company for the year ended June 30, 2024. These condensed interim financial statements are unaudited, however have been subject to limited scope review by the auditors, and are being submitted to the shareholders as required by the listing regulations of Pakistan Stock Exchange Limited and Section 237 of the Companies Act, 2017.
- The figures of the condensed interim statement of profit or loss and comprehensive income for the quarters ended December 31, 2024 and December 31, 2023 and notes forming part thereof have not been reviewed by the auditors of the Company, as they have reviewed the cumulative figures for the half year ended December 31, 2024 and December 31, 2023.
-
Accounting estimates and judgments
The preparation of these condensed interim financial statements, in conformity with the approved accounting and reporting standards requires the use of certain critical accounting estimates. It also requires management to exercise its judgment in the process of applying the Company's accounting policies. Estimates and judgments are continually evaluated and are based on historical experience and other factors, including expectation of future events that are believed to be reasonable under the circumstances. Actual results may differ from the estimates.
During the preparation of these condensed interim financial statements, the significant judgments made by management in applying the Company's accounting policies and the key sources of estimation and uncertainty were the same as those that were applied to the annual audited financial statements of the Company for the year ended June 30, 2024. - These condensed interim financial statements are presented in Pakistan Rupee which is also the Company's functional currency.
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