Note: This document has been translated from a part of the Japanese original for reference purposes only. In the event of any discrepancy between this translated document and the Japanese original, the original shall prevail.
February 20, 2026
To whom it may concern:
Company name: | Hachijuni Nagano Bank, Ltd. |
Representative: | Masaki Matsushita, President |
(Securities Code: 8359; Tokyo Stock Exchange, Prime Market) | |
Inquiries: | Takehiko Kimura, Executive Officer and Planning and Coordination Department Manager |
(Telephone: +81-26-227-1182) | |
Hachijuni Nagano Bank, Ltd. (President: Masaki Matsushita; hereinafter, the "Bank") hereby announces that it has formulated its First Medium-term Management Plan, which shall cover the three fiscal years from 2026 to 2028, as follows.
Positioning of the Hachijuni Group's First Medium-term Management Plan
The Bank has set out its vision for where it sees itself in ten years in its Long-term Vision 2035, with the first three years functioning as the period comprising the management plan in service of realizing that vision.
Hachijuni Group's Long-term Vision 2035
The Bank formulated the Long-term Vision 2035 with a view to the region's future over the next decade, and driven by our commitment to creating hope together with the companies and people connected to the region.
Long-term Vision 2035: Building a Prosperous Future Together with the Region
Hachijuni Group's First Medium-term Management Plan
Period
Three years (April 1, 2026 to March 31, 2029)
Strategic Concept
A Leap Toward a Comprehensive Consulting Firm
Five Strategic Themes
Core Theme
Addressing regional challenges by enhancing and expanding profitability
(Corporate business, retail business, sustainable community development, market-based investment)
Transformation and Growth Themes
Developing and recruiting personnel who will drive transformation
Securing competitive advantage through investments in DX and AI
Expanding business domains to raise corporate value
Foundational Theme
(5) Strengthening the Management Foundation as the Cornerstone of Trust and Confidence
Management Targets
Financial
Targets
Consolidated ROE At least 8%
Environmental Targets
―Achieve FY2030 targets ahead of schedule-Greenhouse gas (CO2) emissions (Scope 1 and 2)
80% reduction compared to FY2019
Sustainable finance executed (value)
Accumulated total of ¥1.5 trillion since FY2021 (of which ¥1 trillion slated for environmental activities)
Social Targets
Social population growth in region (Nagano Prefecture)
Continued social population growth
Comprehensive Consulting KPIs
No. of Consulting Engagements Cumulative Three Year Total: 300,000 consultations
Corporate
Consulting support to drive business growth.
Business succession, M&A and IT, sustainability and overseas, etc.
10,000
Consulting support to enhance productivity
Streamlining digital channels and accounting, etc.
20,000
Retail
Consulting support to grow and protect assetsAsset formation/protection, financial education, etc.
100,000
Consulting support for asset management Inheritance and trust
services, life support services, etc.
10,000
Consulting support to build digital connectionsDigital channels, etc.
160,000
Quantitative Targets (Fiscal Year Ending March 31, 2029)
Consolidated net profit
¥85 billion or more
Average deposit and NCD balance
¥10,000 billion
Average loan balance
¥7,100 billion
Service-related profit
¥21 billion
Shareholder Return Policy
We aim to maintain or increase dividends, with a target consolidated dividend payout ratio of at least 40%. We will also acquire treasury stock in a flexible manner, taking into consideration market conditions and other factors.
＜Contact Information＞
Planning and Coordination Department (IR & Public Relations Office)/ Mukaiyama Telephone: +81-26-224-5512