Grupo de Inversiones Suramericana S A : 2025 Q3 Report Circular 012

About this update from Grupo De Inversiones Suramericana S.a.

GRUPO R E P O R T 2025 qruposura.com Grupo SURA's current outstandinq securities Fixed income As of September 30, 2025, Grupo SURA has the followinq outstanding ordinary bond issues: Ordina ry Bonds By Resolution No. 1710 of 2009, the Colombian Financial Superintendency authorized the registration of ordinary bonds in the National Reqistry of Securities and Issuers and their respective public offering, for an authorized amount of COP 250 billion, which were fully placed. As of September 30, 2025, the outstandinq balance of the issue is COP 195,500. These securities are listed on the Colombian Stock Exchange (BVC) and are traded on the MEC system, administered by the BVC. Prog ram for the issuance and placement of ordina ry bonds and commercial paper Through Resolution 05ó4 of 2014, and subsequent amendments, the Financial Superintendency of Colombia authorized Grupo SURA to implement the Bond and Commercial Paper lssuance and Placement Program ("PEC"). The PEC has a global quota of COP 4.3 trillion, of which a total of COP 2.3 trillion has been placed in three issues of ordinary bonds for COP 750 billion, COP 550 billion, and COP 1 trillion. As of September 30, 2025, the balance under the PEC is COP 1,0ó7,18ó. These securities are listed on the Colombian Stock Exchanqe (BVC) and traded on the MEC system, administered by the BVC. Bonds iss ued under Reg Reg ula tio n S/ 144 A With an amount authorized and issued for USD 550 million, fully placed of which USD 250 million have been repurchased. These securities are listed on the Luxembourq Stock Exchange and are traded on the EURO MTF market. Sha res As of September 30, the company has an authorized capital of COP 112,500,000,000 represented by 530,489,38ó shares with a par value per share of COP 212.0ó83334459óó and a subscribed capital of COP 109,120,790,354.31 represented by 514,554,854 shares with a par value per share of COP 212.0ó83334459óó, for a total of 15,934,532 shares in reserve. Common Sha res As of September 30, the Company has 1ó5,834,02ó ordinary shares outstandinq and 18ó,41ó,831 repurchased common shares for a total of 352,250,857 common shares subscribed. The ordinary shares are listed on the Colombian Stock Exchanqe (BVC) and are traded on the X-Stream system, administered by the BVC. They also have the American Depositary Receipts (ADRs) Level I program and are traded on the over the-counter (OTC) market in the United States. Finally, ordinary shares are also traded on the Foreiqn Stock Market (MVE) managed by the Santiaqo Stock Exchanqe (BCS). Preferred Stoc k As of September 30, the company has 1ó1,871,882 preferred shares outstandinq and 432,115 preferred shares repurchased for a total of 1ó2,303,997 preferred shares subscribed. The preferred shares are listed on the Colombian Stock Exchanqe (BVC) and are traded on the X-Stream system, administered by the BVC. They also have the American Depositary Receipts (ADRs) Level I program and are traded 1 on the overthe-counter (OTC) market in the United States. Finally, preferred shares are also traded on the Foreiqn Securities Market (MVE) manaqed by the Santiaqo Stock Exchange (BCS). Glossary The terms defined below, for the purposes of a correct understanding of this document, shall have the meaninq attributed to them herein. Administrative expenses indicator: in Suramericana, it is calculated with the sum of administrative expenses and fees, divided by the premiums issued. AFP: Pension Fund Administrator. Alpha: refers to the measure of the profitability of investment funds or a set or portfolio of investments compared to a benchmark index or market in qeneral, after adjusting for the risk assumed. AUM: Assets under management. AUM Savings and Retirement: Assets under management of the Mandatory Pension Funds, Voluntary Pensions and Severance Funds. AUM SURA Investments: Assets under manaqement of Wealth Management, Corporate Solutions, Investment Management. Constant currencies: refers to the use of fixed exchanqe rates with the aim of eliminatinq possible currency fluctuations when consolidatinq the financial results of the different subsidiaries. Corporate Solutions: SURA Investments' business unit that offers private pension plans and savinqs proqrams. Credit Risk: The possibility of not meetinq payment obliqations. EPS SURA: Health Promotinq Entity whose function is to administer and quarantee the provision of the Mandatory Health Plan. Equity method: accountinq procedure by which the investment in an associate or subsidiary in which it has siqnificant influence is recoqnized. Financial Risk: refers to the possibility that the company will not be able to meet its financial obligations due to fluctuations in the market. Framework Agreement: aqreement siqned by Grupo SURA and other companies, in development of which an exchanqe of Grupo Nutresa shares was carried out for own shares and those of Sociedad Portafolio. With the execution of this transaction, Grupo SURA ceased to be a shareholder of Grupo Nutresa.' Health or pension a//Jtiates: refers to a person who has reqistered or reqistered with the health or pension system. ‌' https://www.qruposura.com/noticia/suscripcion-acuerdo-material/ 3 Investment Management: SURA Investments' business unit that offers investment strateqies for institutional clients in traditional and alternative assets, includinq Real Estate, Private Debt and Infrastructure products. Legal Reserve: obliqation of institutions that manaqe pension funds in some Latin American countries to invest a certain percentaqe of the AUM they manaqe from affiliates with their own assets. Liquidity Risk: refers to the difficulty of the company meetinq its short-term financial obliqations. Mandatory contributions: sum of AUM resultinq from the mandatory contributions made by contributors to the pension system. Market Risk: is the risk of losses in market positions due to adverse movements in market prices. Miscellaneous insurance expenses indicator: in Suramericana, it is calculated with miscellaneous insurance expenses divided by written premiums. Net commercial /Iow: it is the difference between the inflows and outflows of AUM in a stipulated period, considering new customers and/or transfers. Operational Risk: risks derived from failures in internal processes, systems or people. Partial spin-ozs by absorption: These were carried out between Grupo SURA, Grupo Arqos S.A., and Cementos Arqos S.A. with the aim of endinq cross-shareholdinqs. They were completed on July 25, 2025. Pbs: abbreviated for "basis points". A base point is a unit of measurement used to quantify the chanqe between two percentaqes. Pension insurance: this insurance guarantees the payment of a pension to the contributor in the event of partial or total disability, or in the event of death if there are legal beneficiaries. This benefit is qranted whenever the disability and death are the result of a non-work-related illness or accident. Eligibility for this benefit will depend on the applicable laws in each country, but a minimum of contributions is qenerally required during the accrual phase before the event occurs. Retained earned premiums: net earned value after discountinq ceded premiums and technical reserves. Retained loss: represents the claims payable by the company after deductinq the proportion correspondinq to the reinsurer. Risk exposure: The amount of risk that the company is willinq to take in relation to an asset or liability. Risk hedging: Strateqies used to mitiqate financial risk, often usinq derivatives. Salary base: refers to the amount of salary on which the mandatory contributions of the worker and the employer to the pension fund are calculated. Sensitivity analysis: Assessinq the impact of chanqes in key variables on financial results. Strategic Risk: Risks that affect the company's ability to achieve its strateqic objectives.

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