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Grupo de Inversiones Suramericana S A : 2025 Q3 Quarterly Infographic
Grupo de Inversiones Suramericana S A : 2025 Q3 Quarterly

About this update from Grupo De Inversiones Suramericana S.a.
Q3 Financial 20 Results for 25 Controlling net income on a YTD basis reached COP 2.5 trillion , of which COP 2.1 trillion is recurring net income. This reflects our strategy of consolidating a portfolio focusing on the financial service sector. Consolidated figures Stated in COP billions Pro forma Controlling Net Income¹ YTD figures at the end of Q3 2025 Quarterly figures up to Q3 2025 867 +47.4% 2,088 1,416 430 -59 2,458 501 416 696 Sept Sept Reclassification Liability Controlling 1T24 2T24 3T24 4T24 1T25 2T25 3T25 2024 2025 ORI corresponding to net book Grupo Argos preferred shares income Average 2024 Average 2025 ¹ Adjusted figures that exclude non-recurring effects from the Nutresa exchange in 2024, the profit associated with the spin-off by absorption, and the increase in the liability related to preferred shares issued in 2025. The historical equity-method contribution from Grupo Argos is also excluded to refiect only the financial portfolio and EPS SURA. Pro forma net income Recurring earnings Breakdown² per share Compound annual growth 7,132 7.132 +32.2% 2,337 6,144 5,070 1,187 2,504 2021 2022 2023 2024 2025 Last 12 months 2021 2022 2023 2024 2025 Last 12 months Administrative calculation of net earnings per share is based on number of shares at the end of each period. 2 Adjusted data excludes non-recurring effects of the Nutresa share swap (2023-2024), the gain associated with the spin-off by absorption and the increase in the liability for preferred shares issued in 2025. The historical equity method formerly relating to Grupo Argos and Grupo Nutresa is also excluded to reflect only our financial portfolio and the EPS SURA healthcare subsidiary throughout the series. Earnings per share Earnings per share financial services ³ Earnings per share are adjusted for the healthcare subsidiary EPS SURA, the non-recurring effects of the Nutresa share swap (2023-2024), the profit associated with the spin-off by absorption (2025) and the increase in the liability for preferred shares as issued in 2025. Return on equity (Adjusted ROE)' 13.8% 4 Adjusted ROE corresponding to Grupo SURA, excludes the amortization of intangibles from acquisitions' the equity investment in Grupo Argos (due to not applying the equity method since 2025), non-recurring earnings (the Nutresa share swap 2024, the spin-off by absorption, the increase in the liability relating to preferred shares in 2025) and the healthcare subsidiary EPS SURA in 2024. Please refer to attachments relating to the calculation of ROE for 2025. "At Grupo SURA, we continue advancing in our evolution and are reporting these results, which are the first since becoming an organization focused on a portfolio of financial companies. The solid figures recorded, as well as the positive appreciation of our shares, demonstrate the materialization of the various benefits we announced when presenting the spin-off by absorption. All these developments reinforce the strong position of the company and motivate us to keep working on building and generating value for our shareholders." Ricardo Jaramillo Mejía CEO Grupo SURA Our portfolio is now focused on the financial service sector YTD figures at the end of Q3 2025 Controlling net income (Proforma) COP 655 billion 3.1% Adjusted ROE¹ 12.7% Written premiums (Proforma) COP 14,447 billion 4.9% Net income COP 1,088 billion 24.4% Adjusted ROE² 10.6% Assets under management (AUM) COP 813 trillion 15.6% Fee and commission income 3,177 billion Changes per insurance segment COP 10.8% Life 12.3% Property and casualty 1.7% Changes per segment Savings and retirement 10.0% ¹ Adjusted ROE on a LTM basis excludes the amortization of intangibles. ROE for 2024 excludes the effects of the SURA Investments 17.2% divestitures in Argentina and El Salvador in 2023 The health care subsidiary, EPS SURA is excluded for the year 2024. ² ROE and adjusted ROTE exclude acquisition-related intangible amortization expense. AUM excludes El Salvador in 2024. Net income COP 5.7 trillion 23.2% Gross lending portfolio COP 280 trillion 3.9% Return on equity 18.0% Ambitions 2028 Sept. 2025 Last 12 months 2028 Estimated Net income UPA(COP) 2.3 trillions 7,132 ~3.3 trillions ˜10,000 Adjusted ROE Net debt Net debt / dividend Dividend per share (COP) 13.8% 7.1 trillions 3.2x 1,500 ~15% <5 trillions ˜2x ~3,000 2028 ambitions estimated with organic growth and without extraordinary events Quarterly Highlights Merco Companies In the most recent edition of Merco Empresas 2025, Grupo SURA ranked fourth in the Colombia assessment, rising one position and refiecting the trust that SURA companies receive from their various stakeholders. MSCI inclusion The entity officially announced that Grupo SURA's preferred shares will be incorporated into the MSCI Colombia Small Cap Index as of the market close on November 30, 2025. According to the firm, this inclusion refiects a favorable environment for the Colombian equity market, highlighting Grupo SURA's performance on the Colombian Stock Exchange. Creating value with every action Insurance | Savings | B anking | Inves tment
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