GM Financial Reports Second Quarter 2026 Operating Results

About this update from General Motors Company

FORT WORTH, Texas, July 21, 2026 --( BUSINESS WIRE )-- GENERAL MOTORS FINANCIAL COMPANY, INC. ("GM Financial" or the "Company") announced net income of $432 million for the quarter ended June 30, 2026, compared to $510 million for the quarter ended June 30, 2025. Net income for the six months ended June 30, 2026 was $946 million, compared to $1.0 billion for the six months ended June 30, 2025. Retail loan originations were $10.0 billion for the quarter ended June 30, 2026, compared to $8.3 billion for the quarter ended March 31, 2026, and $9.5 billion for the quarter ended June 30, 2025. Retail loan originations for the six months ended June 30, 2026 were $18.3 billion, compared to $19.1 billion for the six months ended June 30, 2025. The outstanding balance of retail finance receivables was $76.1 billion at June 30, 2026, compared to $74.9 billion at March 31, 2026 and $77.8 billion at June 30, 2025. Operating lease originations were $4.1 billion for the quarter ended June 30, 2026, compared to $4.0 billion for the quarter ended March 31, 2026 and $5.4 billion for the quarter ended June 30, 2025. Operating lease originations for the six months ended June 30, 2026 were $8.2 billion, compared to $10.4 billion for the six months ended June 30, 2025. Leased vehicles, net was $32.9 billion at June 30, 2026, compared to $33.3 billion at March 31, 2026 and $33.2 billion at June 30, 2025. The outstanding balance of commercial finance receivables was $16.5 billion at June 30, 2026, compared to $15.7 billion at March 31, 2026 and $16.7 billion at June 30, 2025. Retail finance receivables 31-60 days delinquent were 2.4% of the portfolio at June 30, 2026 and 2.1% at June 30, 2025. Accounts more than 60 days delinquent were 1.0% of the portfolio at June 30, 2026 and 0.8% at June 30, 2025. Annualized net charge-offs were 1.3% of average retail finance receivables for the quarter ended June 30, 2026 and 1.1% for the quarter ended June 30, 2025. For the six months ended June 30, 2026, annualized retail charge-offs were 1.4%, compared to 1.2% for the six months ended June 30, 2025. The Company had total available liquidity of $33.3 billion at June 30, 2026, consisting of $5.1 billion of cash, cash equivalents and marketable debt securities, $24.0 billion of borrowing capacity under secured credit facilities, $1.2 billion of borrowing capacity under committed unsecured credit facilities, $1.0 billion of borrowing capacity under the Junior Subordinated Revolving Credit Facility from GM, and $2.0 billion of borrowing capacity under the GM Revolving 364-Day Credit Facility. About GM Financial General Motors Financial Company, Inc. is the wholly owned captive finance subsidiary of General Motors Company and is headquartered in Fort Worth, Texas. Additional materials addressing the Company's results of operations for the quarter ended June 30, 2026 can be accessed via the Investor Relations section of the Company's website at https://investor.gmfinancial.com . View source version on businesswire.com: https://www.businesswire.com/news/home/20260720500639/en/ Contacts Investor Relations contact: Meagan Trampe Vice President, Investor Relations (817) 302-7385 [email protected]

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