Fukuoka Financial Group, Inc.TSE: 8354

Capital Adequacy Ratio for the First Quarter of the Year Ending March 31, 2026

· Issued by Fukuoka Financial Group, Inc.

To whom it may concern:



Aug. 12, 2025

Company Name Fukuoka Financial Group, Inc. Representative Hisashi Goto, Director & President Head Office 8-3,Otemon 1 chome,Chuo-ku,Fukuoka (Code No.8354 TSE Prime Market,FSE)

Contact Toshiyuki Asano, General Manager, Corporate Planning Division

Capital Adequacy Ratio for the First Quarter of the Year Ending March 31, 2026

We hereby announce our capital adequancy ratio for the First Quarter of the Year Ending March 31, 2026,as follows;

  1. Fukuoka Financial Group, Inc.

    Consolidated (￥bil.)

    Credit risk :

    Advanced internal ratings-based approach

    Mar. 31, 2025

    Jun. 30, 2025

    change from

    Mar. 31, 2025

    ①Total capital ratio ④/⑤

    12.50%

    0.13%

    12.37%

    ②Core capital

    1,004.5

    22.8

    981.7

    ③Deduction

    40.0

    0.5

    39.5

    ④Total capital ②－③

    964.4

    22.2

    942.2

    ⑤Risk adjusted assets

    7,711.3

    100.5

    7,610.8

    ⑥Total required capital ⑤×8%

    616.9

    8.1

    608.8

  2. Subsidiary banks
  1. The Bank of Fukuoka, Ltd.

    Consolidated (￥bil.) Non-Consolidated

    11.04%

Jun. 30, 2025

Credit risk :

Advanced internal ratings-based approach

Mar. 31, 2025

Jun. 30, 2025

change from

Mar. 31, 2025

①Total capital ratio ④/⑤

11.17%

0.46%

10.71%

②Core capital

720.3

18.9

701.4

③Deduction

50.9

(14.7)

65.6

④Total capital ②－③

669.4

33.7

635.7

⑤Risk adjusted assets

5,989.5

55.4

5,934.1

671.0

44.1

626.9

5,676.0

⑥Total required capital ⑤×8%

479.1

4.4

474.7

454.0

  1. The Kumamoto Bank, Ltd.

    Non-Consolidated (￥bil.)

    Credit risk :

    Foundation internal ratings-based approach

    Mar. 31, 2025

    Jun. 30, 2025

    change from

    Mar. 31, 2025

    ①Total capital ratio ④/⑤

    10.71%

    (0.04%)

    10.75%

    ②Core capital

    93.3

    1.5

    91.8

    ③Deduction

    3.7

    0.1

    3.6

    ④Total capital ②－③

    89.5

    1.4

    88.1

    ⑤Risk adjusted assets

    835.6

    15.8

    819.8

    ⑥Total required capital ⑤×8%

    66.8

    1.3

    65.5

  2. The Juhachi-Shinwa Bank, Ltd.

    Non-Consolidated (￥bil.)

    Credit risk :

    Foundation internal ratings-based approach

    Mar. 31, 2025

    Jun. 30, 2025

    change from

    Mar. 31, 2025

    ①Total capital ratio ④/⑤

    11.05%

    (0.22%)

    11.27%

    ②Core capital

    235.3

    4.3

    231.0

    ③Deduction

    6.0

    0.2

    5.8

    ④Total capital ②－③

    229.2

    4.0

    225.2

    ⑤Risk adjusted assets

    2,074.0

    76.0

    1,998.0

    ⑥Total required capital ⑤×8%

    165.9

    6.1

    159.8

  3. The Fukuoka Chuo Bank, Ltd.

    Non-Consolidated (￥bil.)

    Credit risk : Standardised approach

    Mar. 31, 2025

    Jun. 30, 2025

    change from

    Mar. 31, 2025

    ①Total capital ratio ④/⑤

    9.08%

    0.12%

    8.96%

    ②Core capital

    26.8

    (0.0)

    26.8

    ③Deduction

    2.2

    0.1

    2.1

    ④Total capital ②－③

    24.6

    (0.0)

    24.6

    ⑤Risk adjusted assets

    271.3

    (3.9)

    275.2

    ⑥Total required capital ⑤×4%

    10.8

    (0.2)

    11.0

  4. Minna Bank, Ltd.

Non-Consolidated (￥bil.)

Credit risk : Standardised approach

Mar. 31, 2025

Jun. 30, 2025

change from

Mar. 31, 2025

①Total capital ratio ④/⑤

44.01%

17.91%

26.10%

②Core capital

11.1

5.0

6.1

③Deduction

-

-

-

④Total capital ②－③

11.1

5.0

6.1

⑤Risk adjusted assets

25.2

1.5

23.7

⑥Total required capital ⑤×4%

1.0

0.1

0.9

EOF

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