Q3 2025 Investor Booklet

EQUITY GROUP HOLDINGS PLC

Equity Group Holdings Plc Headquarters Equity Centre, Upperhill, Nairobi

Table of Contents

Equity Group Holdings Plc Investor Briefing

Q3 2025 PERFORMANCE

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Our Purpose:

Transforming lives, giving dignity and expanding opportunities for wealth creation.

Our Vision:

To be the champion of the socio-economic prosperity of the people of Africa.

Our Mission:

We offer integrated financial services that socially and economically empower consumers, businesses and communities.

Positioning Statement:

We provide inclusive financial services that transform livelihoods, give dignity and expand opportunities.

Our Inspiration:

That when years turn our vision dim and gray, we shall still see beauty in the tired wrinkles of our faces and shall take comfort out of the fact and knowledge that when we were given the opportunity, we did all we could to empower our people to exploit opportunities and realize their full potential on the road to economic prosperity.

Our Core Values:

Integrity

Teamwork

Respect and Dignity for the Customer

Professionalism

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Creativity & Innovation

Unity of Purpose

Effective Corporate Governance

Governance and Organizational Structure

Equity Group Holdings Plc Investor Briefing

Q3 2025 PERFORMANCE

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Governance & Risk Management Framework

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Governance and Organizational Structure

Breadth and Depth of the Management Team

Equity Group Holdings Plc Investor Briefing

Q3 2025 PERFORMANCE

EGH Strategy

Strategy execution via close interaction between CEO office and Corporate office

Breadth and diversity of corporate function supported by expanded leadership at subsidiaries

Continuous investment in technical skills base to deliver specialized services and products and execute with operational efficiency and drive talent management

Pro-active management to respond to dynamic market and risk

environment

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D r . J a m e s M w a n g i , C B S

G r o u p M a n a g i n g D i r e c t o r & C h i e f E x e c u t i v e O f f i c e r

Samuel K iru b i

G r o u p C h i e f O p e r a t i n g O f f i c e r

Brent Ma l ah a y

G r o u p C h i e f S t r a t e g y O f f i c e r

G ertrude K aruga b a

C h i e f L e g a l O f f i c e r

Stephen Owuyo

8 G r o u p F i n a n c e D i r e c t o r

Beth Kithinji

G r o u p C h i e f I n t e r n a l A u d i t o r

L ydia Ndiran g u

G r o u p C o m p a n y S e c r e t a r y

Equity Group Holdings Plc Investor Briefing

Q3 2025 PERFORMANCE

D a v i d Ssega w a

G r o u p D i r e c t o r H u m a n R e s o u r c e s

Rene K a l o n j i

C h i e f P r o d u c t O f f i c e r

C h r i stine Br o w n e G r o u p D i r e c t o r S p e c i a l A s s e t s

J o y D iBe n edet t o

G r o u p D i r e c t o r

Global Affairs, strategic

Relations and Communication

M i c hael K w o f i e

C h i e f I n f o r m a t i o n O f f i c e r

Sam G itweke r e

Group Chief Credit Risk Officer

Pa u l W a f u l a

Group Director Internal Controls and Compliance

E mm a n u e l D e h

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Group Chief Credit Origination Officer

Moses Nyabanda

M a n a g i n g D i r e c t o r , E q u i t y B a n k K e n y a

I sa b e l l a M a g a n g a

M a n a g i n g D i r e c t o r , E q u i t y B a n k T a n z a n i a

Willy Mulamba

M a n a g i n g D i r e c t o r E q u i t y B C D C S . A

Gift Shoko

M a n a g i n g D i r e c t o r , E q u i t y B a n k U g a n d a

Ha n ni n g t o n Nam a r a

M a n a g i n g D i r e c t o r , E q u i t y B a n k R w a n d a

James Kiarie

A g . M a n a g i n g D i r e c t o r , E q u i t y B a n k S o u t h S u d a n

An g el a O k i n d a

Managing Dir ect or & Principal Offic er Equity Lif e As sur anc e (Keny a) Limit ed

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Kris Mbaya

Managing Dir ect or & Principal Offic er

Equity Gener al Insur anc e (Keny a) Limit ed

Dr. Patrick Gatonga

Managing Dir ect or & Principal Offic er

Equity Health Insur anc e (Keny a) Limit ed

Alvin Okari

M a n a g i n g D i r e c t o r

F i n s e r v e A f r i c a L i m i t e d