CIMB Thai Bank Public Company Limited | |||||||
Statement of Financial Position | |||||||
As at 31 December 2025 | |||||||
Consolidated | Separate | ||||||
31 December | 31 December | 31 December | 31 December | ||||
2025 | 2024 | 2025 | 2024 | ||||
Baht | Baht | Baht | Baht | ||||
Assets | |||||||
Cash | 729,277,510 | 950,862,156 | 729,007,510 | 950,532,156 | |||
Interbank and money market items, net | 7,273,867,437 | 7,149,861,548 | 7,065,698,744 | 6,912,250,691 | |||
Financial assets measured at fair value | |||||||
through profit or loss | 69,995,800,464 | 62,283,037,361 | 69,995,800,464 | 62,283,037,361 | |||
Derivative assets | 63,830,945,235 | 56,229,043,285 | 63,830,945,235 | 56,229,043,285 | |||
Investments, net | 121,787,079,116 | 106,403,971,840 | 121,785,079,116 | 105,584,437,721 | |||
Investments in subsidiaries, net | - | - | 2,895,420,707 | 2,895,420,707 | |||
Loans and accrued interest receivables, net | 231,229,236,374 | 248,850,387,832 | 229,421,092,080 | 245,812,067,478 | |||
Properties for sale, net | 1,121,710,584 | 1,133,386,238 | 994,777,938 | 957,127,064 | |||
Premises and equipment, net | 3,194,405,032 | 3,360,910,339 | 3,086,580,384 | 3,231,316,013 | |||
Right of use assets, net | 246,471,246 | 188,663,103 | 226,395,774 | 170,698,203 | |||
Intangible assets, net | 910,108,430 | 977,063,054 | 884,636,587 | 947,404,477 | |||
Deferred tax assets | 1,223,926,543 | 1,113,947,692 | - | - | |||
Credit support assets on derivatives | 28,286,467,929 | 12,668,356,035 | 28,286,467,929 | 12,668,356,035 | |||
Accounts receivable from sell of financial assets | |||||||
measured at fair value through profit or loss | |||||||
and investments | 7,830,809,988 | 4,881,956,304 | 7,830,809,988 | 4,881,956,304 | |||
Other assets, net | 1,819,092,211 | 2,264,607,556 | 1,655,383,490 | 2,054,148,524 | |||
Total assets | 539,479,198,099 | 508,456,054,343 | 538,688,095,946 | 505,577,796,019 | |||
CIMB Thai Bank Public Company Limited | |||||||
Statement of Financial Position (Cont'd) | |||||||
As at 31 December 2025 | |||||||
Consolidated | Separate | ||||||
31 December | 31 December | 31 December | 31 December | ||||
2025 | 2024 | 2025 | 2024 | ||||
Baht | Baht | Baht | Baht | ||||
Liabilities and equity | |||||||
Liabilities | |||||||
Deposits | 253,648,067,451 | 278,928,749,859 | 254,167,694,713 | 279,306,414,925 | |||
Interbank and money market items | 85,583,592,698 | 67,945,137,564 | 85,583,592,698 | 67,945,137,564 | |||
Liability payable on demand | 316,673,486 | 235,448,005 | 316,673,486 | 235,448,005 | |||
Financial liabilities measured at fair value | |||||||
through profit or loss | 26,712,233,036 | 10,819,768,399 | 26,712,233,036 | 10,819,768,399 | |||
Derivative liabilities | 66,949,886,710 | 57,792,748,394 | 66,949,886,710 | 57,792,748,394 | |||
Debt issued and borrowings | 17,613,855,739 | 18,351,093,167 | 17,613,855,739 | 18,351,093,167 | |||
Lease liabilities | 251,394,229 | 193,045,435 | 231,103,044 | 174,794,357 | |||
Provisions | 1,743,341,215 | 1,556,699,046 | 1,631,424,570 | 1,446,475,898 | |||
Deferred tax liabilities | 824,218,773 | 92,399,070 | 744,708,027 | 21,753,054 | |||
Credit support liabilities on derivatives | 23,116,600,882 | 12,134,372,512 | 23,116,600,882 | 12,134,372,512 | |||
Accounts payable from purchase of financial | |||||||
assets measured at fair value through profit or loss | |||||||
and investments | 5,779,962,287 | 4,588,748,165 | 5,779,962,287 | 4,588,748,165 | |||
Other liabilities | 4,746,745,013 | 5,070,803,186 | 4,267,314,650 | 4,295,168,736 | |||
Total liabilities | 487,286,571,519 | 457,709,012,802 | 487,115,049,842 | 457,111,923,176 | |||
Equity | |||||||
Share capital | |||||||
Registered | |||||||
34,822,261,748 ordinary shares | |||||||
of Baht 0.50 each | 17,411,130,874 | 17,411,130,874 | 17,411,130,874 | 17,411,130,874 | |||
Issued and paid-up share capital | |||||||
34,822,261,748 ordinary shares | |||||||
of Baht 0.50 each | 17,411,130,874 | 17,411,130,874 | 17,411,130,874 | 17,411,130,874 | |||
Premium on share capital | 10,145,965,854 | 10,145,965,854 | 10,145,965,854 | 10,145,965,854 | |||
Other reserves | 2,289,931,122 | 1,735,642,396 | 2,315,404,674 | 1,755,077,949 | |||
Accretion of equity interests in subsidiary | (42,753,751) | (42,753,751) | - | - | |||
Retained earnings | |||||||
Appropriated - statutory reserve | 1,153,101,000 | 927,601,000 | 1,153,101,000 | 927,601,000 | |||
Unappropriated | 21,235,251,481 | 20,569,455,168 | 20,547,443,702 | 18,226,097,166 | |||
Total equity | 52,192,626,580 | 50,747,041,541 | 51,573,046,104 | 48,465,872,843 | |||
Total liabilities and equity | 539,479,198,099 | 508,456,054,343 | 538,688,095,946 | 505,577,796,019 | |||
CIMB Thai Bank Public Company Limited | |||||||
Statement of Comprehensive Income | |||||||
For the year ended 31 December 2025 | |||||||
Consolidated | Separate | ||||||
2025 | 2024 | 2025 | 2024 | ||||
Baht | Baht | Baht | Baht | ||||
Interest income | 16,470,134,594 | 18,678,332,931 | 13,986,496,815 | 16,262,141,769 | |||
Interest expenses | (8,175,167,114) | (9,205,335,215) | (8,174,762,727) | (9,204,835,135) | |||
Net interest income | 8,294,967,480 | 9,472,997,716 | 5,811,734,088 | 7,057,306,634 | |||
Fees and service income | 1,833,839,044 | 2,115,964,476 | 1,569,759,189 | 1,625,527,556 | |||
Fees and service expenses | (509,504,143) | (685,435,855) | (255,779,058) | (421,767,697) | |||
Net fees and service income | 1,324,334,901 | 1,430,528,621 | 1,313,980,131 | 1,203,759,859 | |||
(Losses) gains on financial instruments | |||||||
measured at fair value through | |||||||
profit or loss | (436,302,915) | 1,519,492,280 | (436,302,915) | 1,519,492,280 | |||
Gains on investments | 3,490,328,938 | 735,839,334 | 3,490,258,499 | 735,839,334 | |||
Gains on sale of non-performing loans | 11,538,434 | 88,688,837 | 1,953,905 | - | |||
Other operating income | 1,086,658,233 | 1,855,011,902 | 2,063,675,837 | 1,495,632,985 | |||
Total operating income | 13,771,525,071 | 15,102,558,690 | 12,245,299,545 | 12,012,031,092 | |||
Other operating expenses | |||||||
Employee expenses | 4,067,987,780 | 4,101,478,354 | 3,573,403,718 | 3,586,582,242 | |||
Directors' remuneration | 15,070,145 | 14,734,554 | 15,070,145 | 14,734,554 | |||
Premises and equipment expenses | 944,947,870 | 1,009,129,701 | 831,114,609 | 874,215,558 | |||
Taxes and duties | 394,898,901 | 480,720,441 | 391,936,906 | 477,805,740 | |||
Others | 1,912,373,504 | 3,251,865,040 | 1,641,480,632 | 1,316,522,879 | |||
Total other operating expenses | 7,335,278,200 | 8,857,928,090 | 6,453,006,010 | 6,269,860,973 | |||
Expected credit losses | 3,605,808,918 | 2,685,367,946 | 1,217,615,096 | 802,636,183 | |||
Profit before income tax expenses | 2,830,437,953 | 3,559,262,654 | 4,574,678,439 | 4,939,533,936 | |||
Income tax expenses | (573,123,405) | (707,142,264) | (661,813,668) | (982,715,612) | |||
Net profit for the years | 2,257,314,548 | 2,852,120,390 | 3,912,864,771 | 3,956,818,324 | |||
CIMB Thai Bank Public Company Limited | ||||||
Statement of Comprehensive Income (Cont'd) | ||||||
For the year ended 31 December 2025 | ||||||
Consolidated | Separate | |||||
2025 | 2024 | 2025 | 2024 | |||
Baht | Baht | Baht | Baht | |||
Other comprehensive income | ||||||
Items that will be reclassified | ||||||
subsequently to profit or loss | ||||||
Gains on investments in | ||||||
debt instruments measured at fair value | ||||||
through othercomprehensive income | 608,311,108 | 539,109,960 | 608,311,108 | 539,109,960 | ||
Losses on fair value of hedging | ||||||
instruments for cash flow hedges | (66,812,187) | (84,889,768) | (66,812,187) | (84,889,768) | ||
Income tax relating to items that will be | ||||||
reclassified subsequently to profit or loss | (74,977,918) | (68,554,399) | (74,977,918) | (68,554,399) | ||
Total items that will be reclassified | ||||||
subsequently to profit or loss | 466,521,003 | 385,665,793 | 466,521,003 | 385,665,793 | ||
Items that will not be reclassified | ||||||
subsequently to profit or loss | ||||||
Gains (losses) on investment in equity instruments | ||||||
designated at fair value through other | ||||||
comprehensive income | 250,586,832 | (10,672,021) | 250,586,832 | (10,672,021) | ||
(Losses) gains on financial liabilities designated at | ||||||
fair value relating to own credit risk | (35,687,658) | 410,375,870 | (35,687,658) | 410,375,870 | ||
Remeasurements of post-employment | ||||||
benefit obligations | (58,188,293) | 136,592,191 | (50,640,794) | 132,926,136 | ||
Income tax relating to items that will not be | ||||||
reclassified subsequently to profit or loss | (33,153,559) | (113,908,110) | (34,663,059) | (113,174,899) | ||
Total items that will not be reclassified | ||||||
subsequently to profit or loss | 123,557,322 | 422,387,930 | 129,595,321 | 419,455,086 | ||
Total other comprehensive income | 590,078,325 | 808,053,723 | 596,116,324 | 805,120,879 | ||
Total comprehensive income | ||||||
for the years | 2,847,392,873 | 3,660,174,113 | 4,508,981,095 | 4,761,939,203 | ||
CIMB Thai Bank Public Company Limited | |||||||
Statement of Comprehensive Income (Cont'd) | |||||||
For the year ended 31 December 2025 | |||||||
Consolidated | Separate | ||||||
2025 | 2024 | 2025 | 2024 | ||||
Baht | Baht | Baht | Baht | ||||
Net profit attributable to: | |||||||
Shareholders of the Bank | 2,257,314,548 | 2,852,120,390 | 3,912,864,771 | 3,956,818,324 | |||
Non-controlling interests | - | - | - | - | |||
2,257,314,548 | 2,852,120,390 | 3,912,864,771 | 3,956,818,324 | ||||
Total comprehensive income | |||||||
attributable to: | |||||||
Shareholders of the Bank | 2,847,392,873 | 3,660,174,113 | 4,508,981,095 | 4,761,939,203 | |||
Non-controlling interests | - | - | - | - | |||
2,847,392,873 | 3,660,174,113 | 4,508,981,095 | 4,761,939,203 | ||||
Earnings per share for profit attributable | |||||||
to the shareholders of the Bank | |||||||
Basic earnings per share (Baht per share) | 0.06 | 0.08 | 0.11 | 0.11 | |||
Weighted average number of | |||||||
ordinary shares (shares) | 34,822,261,748 | 34,822,261,748 | 34,822,261,748 | 34,822,261,748 | |||