Cimb Thai Bank Public Co. Ltd.SET: CIMBT

Financial Statements for 6 months ended 30 June 2025 (Unaudited)

· Issued by Cimb Thai Bank Public Co. Ltd.
Statement of Financial Position As at 30 June 2025

Consolidated

Separate

30 June

31 December

30 June

31 December

2025

Baht

2024

Baht

2025

Baht

2024

Baht

Assets

Cash

754,607,862

950,862,156

754,337,861

950,532,156

Interbank and money market items, net

10,004,790,040

7,149,861,548

9,759,527,603

6,912,250,691

Financial assets measured at fair value

through profit or loss

77,671,305,988

62,283,037,361

77,671,305,988

62,283,037,361

Derivative assets

65,161,087,933

56,229,043,285

65,161,087,933

56,229,043,285

Investments, net

112,374,849,916

106,403,971,840

112,372,849,916

105,584,437,721

Investments in subsidiaries, net

-

-

2,895,420,707

2,895,420,707

Loans and accrued interest receivables, net

242,006,958,083

248,850,387,832

240,104,654,688

245,812,067,478

Properties for sale, net

1,152,023,462

1,133,386,238

997,357,523

957,127,064

Premises and equipment, net

3,279,924,659

3,360,910,339

3,160,973,026

3,231,316,013

Right of use assets, net

205,157,615

188,663,103

184,282,394

170,698,203

Intangible assets, net

954,223,323

977,063,054

927,940,560

947,404,477

Deferred tax assets

1,183,075,066

1,113,947,692

-

-

Credit support assets on derivatives

Accounts receivable from sell of financial assets measured at fair value through profit or loss and investments

24,696,689,063

7,705,900,366

12,668,356,035

4,881,956,304

24,696,689,063

7,705,900,366

12,668,356,035

4,881,956,304

Other assets, net

2,575,232,742

2,264,607,556

2,416,475,393

2,054,148,524

Total assets

549,725,826,118

508,456,054,343

548,808,803,021

505,577,796,019

Statement of Financial Position (Cont'd) As at 30 June 2025 Liabilities and equity Liabilities Consolidated Separate 30 June 31 December 30 June 31 December 2025 2024 2025 2024

274,531,502,970

87,182,574,885

616,762,952

11,400,445,161

75,276,947,607

17,115,885,123

209,660,966

1,545,457,529

506,395,526

15,228,024,456

11,190,918,392

4,041,246,077

498,845,821,644

17,411,130,874

17,411,130,874

10,145,965,854

2,241,103,160

(42,753,751)

1,030,101,000

20,094,457,337

50,880,004,474

549,725,826,118

275,239,824,317

87,182,574,885

616,762,952

11,400,445,161

75,276,947,607

17,115,885,123

188,577,663

1,444,129,318

406,254,996

15,228,024,456

11,190,918,392

3,476,031,385

498,766,376,255

17,411,130,874

17,411,130,874

10,145,965,854

2,260,538,713

-

1,030,101,000

19,194,690,325

50,042,426,766

548,808,803,021

Baht Baht Baht Baht

Deposits

Interbank and money market items Liability payable on demand

Financial liabilities measured at fair value through profit or loss

Derivative liabilities

Debt issued and borrowings Lease liabilities

Provisions

Deferred tax liabilities

Credit support liabilities on derivatives Accounts payable from purchase of financial

assets measured at fair value through profit or loss and investments

Other liabilities

Total liabilities Equity

Share capital Registered

34,822,261,748 ordinary shares of Baht 0.50 each

Issued and paid-up share capital 34,822,261,748 ordinary shares

of Baht 0.50 each Premium on share capital Other reserves

Accretion of equity interests in subsidiary Retained earnings

Appropriated - statutory reserve Unappropriated

Total equity Total liabilities and equity

278,928,749,859

67,945,137,564

235,448,005

10,819,768,399

57,792,748,394

18,351,093,167

193,045,435

1,556,699,046

92,399,070

12,134,372,512

4,588,748,165

5,070,803,186

457,709,012,802

17,411,130,874

17,411,130,874

10,145,965,854

1,735,642,396

(42,753,751)

927,601,000

20,569,455,168

50,747,041,541

508,456,054,343

279,306,414,925

67,945,137,564

235,448,005

10,819,768,399

57,792,748,394

18,351,093,167

174,794,357

1,446,475,898

21,753,054

12,134,372,512

4,588,748,165

4,295,168,736

457,111,923,176

17,411,130,874

17,411,130,874

10,145,965,854

1,755,077,949

-

927,601,000

18,226,097,166

48,465,872,843

505,577,796,019

Statement of Comprehensive Income (Unaudited) For the three-month period ended 30 June 2025

Interest income Interest expenses

Net interest income

Fees and service income Fees and service expenses

Net fees and service income

(Losses) gains on financial instruments measured at fair value through profit or loss

Gains on investments

Gains on sale of non-performing loans Other operating income

Total operating income Other operating expenses Employee expenses Directors' remuneration

Premises and equipment expenses Taxes and duties

Others

Total other operating expenses

Expected credit losses

Profit before income tax expenses

Income tax expenses

Net profit for the period Consolidated Separate 2025 2024 2025 2024

4,002,362,601

(2,107,808,881)

1,894,553,720

434,123,675

(128,021,059)

306,102,616

(17,980,591)

728,594,755

12,280,391

273,094,499

3,196,645,390

1,024,535,155

3,854,000

250,261,072

100,275,637

444,584,729

1,823,510,593

1,152,690,437

220,444,360

(45,941,615)

174,502,745

Baht Baht Baht Baht

4,709,905,839

3,371,077,010

4,115,621,861

(2,287,901,185)

(2,107,706,296)

(2,287,762,151)

2,422,004,654

1,263,370,714

1,827,859,710

482,409,633

369,455,464

360,895,108

(174,365,514)

(67,494,356)

(109,994,399)

308,044,119

301,961,108

250,900,709

290,061,843

(17,980,591)

290,061,843

175,258,853

728,524,315

175,258,853

-

1,547,003

-

317,999,968

1,483,677,929

216,293,174

3,513,369,437

3,761,100,478

2,760,374,289

918,464,117

894,810,641

797,943,675

3,590,000

3,854,000

3,590,000

258,077,781

221,948,370

223,180,729

124,725,525

99,782,551

124,352,968

847,343,250

358,591,494

307,643,554

2,152,200,673

1,578,987,056

1,456,710,926

540,415,784

515,311,219

61,915,059

820,752,980

1,666,802,203

1,241,748,304

(152,289,092)

(74,613,469)

(236,979,744)

668,463,888

1,592,188,734

1,004,768,560

Statement of Comprehensive Income (Unaudited) (Cont'd) For the three-month period ended 30 June 2025 Consolidated Separate 2025 2024 2025 2024

865,524,803

4,290,844

(139,203,941)

730,611,706

(1,893,462)

(35,932,021)

7,261,285

(30,564,198)

700,047,508

874,550,253

865,524,803

4,290,844

(139,203,941)

730,611,706

(1,893,462)

(35,932,021)

7,261,285

(30,564,198)

700,047,508

2,292,236,242

Baht Baht Baht Baht Other comprehensive income (expenses) Items that will be reclassified subsequently to profit or loss

Gains (losses) on investments in debt instruments measured at fair value through other comprehensive income

Gains on fair value of hedging instruments for cash flow hedges

Income tax relating to items that will be reclassified subsequently to profit or loss

Total items that will be reclassified subsequently to profit or loss Items that will not be reclassified subsequently to profit or loss

Losses on investment in equity instruments designated at fair value through other comprehensive income

Losses on financial liabilities designated at fair value relating to own credit risk

Income tax relating to items that will not be reclassified subsequently to profit or loss

Total items that will not be reclassified subsequently to profit or loss Total other comprehensive income (expenses) Total comprehensive income for the period

(253,108,271)

93,418,985

31,440,154

(128,249,132)

(2,200,038)

(3,655,820)

852,794

(5,003,064)

(133,252,196)

535,211,692

(253,108,271)

93,418,985

31,440,154

(128,249,132)

(2,200,038)

(3,655,820)

852,794

(5,003,064)

(133,252,196)

871,516,364

Statement of Comprehensive Income (Unaudited) (Cont'd) For the three-month period ended 30 June 2025 Net profit attributable to: Consolidated Separate 2025 2024 2025 2024

174,502,745

-

174,502,745

874,550,253

-

874,550,253

0.01

34,822,261,748

1,592,188,734

-

1,592,188,734

2,292,236,242

-

2,292,236,242

0.05

34,822,261,748

Baht Baht Baht Baht

Shareholders of the Bank Non-controlling interests

Total comprehensive income attributable to:

Shareholders of the Bank Non-controlling interests

Earnings per share for profit attributable to the shareholders of the Bank

Basic earnings per share (Baht per share)

Weighted average number of ordinary shares (shares)

668,463,888

-

668,463,888

535,211,692

-

535,211,692

0.02

34,822,261,748

1,004,768,560

-

1,004,768,560

871,516,364

-

871,516,364

0.03

34,822,261,748

Statement of Comprehensive Income For the six-month period ended 30 June 2025

Interest income Interest expenses

Net interest income

Fees and service income Fees and service expenses

Net fees and service income

Gains on financial instruments measured at fair value through profit or loss

Gains on investments

Gains on sale of non-performing loans Other operating income

Total operating income Other operating expenses Employee expenses Directors' remuneration

Premises and equipment expenses Taxes and duties

Others

Total other operating expenses

Expected credit losses

Profit before income tax expenses

Income tax expenses

Net profit for the period Consolidated Separate 2025 2024 2025 2024 Baht Baht Baht Baht

8,413,700,408

9,373,734,648

7,154,349,527

8,186,076,730

(4,320,314,435)

(4,634,316,860)

(4,320,117,417)

(4,633,994,348)

4,093,385,973

4,739,417,788

2,834,232,110

3,552,082,382

919,933,589

990,166,885

763,277,877

748,219,100

(252,277,007)

(352,967,541)

(127,409,827)

(216,262,139)

667,656,582

637,199,344

635,868,050

531,956,961

515,018,700

662,439,286

515,018,700

662,439,286

916,634,544

298,307,742

916,564,105

298,307,742

12,280,391

90,072,313

1,547,003

-

575,502,311

610,819,651

1,693,531,607

421,325,272

6,780,478,501

7,038,256,124

6,596,761,575

5,466,111,643

2,047,615,386

1,977,404,976

1,787,685,345

1,724,390,656

7,558,000

7,355,586

7,558,000

7,355,586

478,242,156

472,201,525

420,837,529

402,842,421

212,124,545

242,405,279

209,934,857

240,122,245

784,796,211

1,663,718,027

636,292,140

586,887,233

3,530,336,298

4,363,085,393

3,062,307,871

2,961,598,141

1,981,229,785

1,064,200,555

786,340,766

124,243,286

1,268,912,418

1,610,970,176

2,748,112,938

2,380,270,216

(256,275,271)

(316,399,804)

(291,884,801)

(470,986,743)

1,012,637,147

1,294,570,372

2,456,228,137

1,909,283,473

Statement of Comprehensive Income (Cont'd) For the six-month period ended 30 June 2025 Other comprehensive income Items that will be reclassified subsequently to profit or loss

Gains on investments in debt instruments measured at fair value through other comprehensive income

(Losses) gains on fair value of hedging instruments for cash flow hedges

Income tax relating to items that will be reclassified subsequently to profit or loss

Total items that will be reclassified subsequently to profit or loss Items that will not be reclassified subsequently to profit or loss

Losses on investment in equity instruments designated at fair value through other comprehensive income

(Losses) gains on financial liabilities designated at fair value relating to own credit risk

Income tax relating to items that will not be reclassified subsequently to profit or loss

Total items that will not be reclassified subsequently to profit or loss Total other comprehensive income Total comprehensive income for the period Consolidated Separate 2025 2024 2025 2024

654,433,289

2,490,584

654,433,289

2,490,584

(20,379,636)

77,944,996

(20,379,636)

77,944,996

(93,965,413)

(16,465,308)

(93,965,413)

(16,465,308)

540,088,240

63,970,272

540,088,240

63,970,272

(9,114,543)

(2,892,173)

(9,114,543)

(2,892,173)

(4,339,798)

425,700,628

(4,339,798)

425,700,628

1,348,272

(84,964,438)

1,348,272

(84,964,438)

(12,106,069)

337,844,017

(12,106,069)

337,844,017

527,982,171

401,814,289

527,982,171

401,814,289

1,540,619,318

1,696,384,661

2,984,210,308

2,311,097,762

Baht Baht Baht Baht Statement of Comprehensive Income (Cont'd) For the six-month period ended 30 June 2025 Net profit attributable to:

Shareholders of the Bank Non-controlling interests

Total comprehensive income attributable to:

Shareholders of the Bank Non-controlling interests

Earnings per share for profit attributable to the shareholders of the Bank

Basic earnings per share (Baht per share)

Weighted average number of ordinary shares (shares)

Consolidated Separate 2025 2024 2025 2024

1,012,637,147

-

1,294,570,372

-

2,456,228,137

-

1,909,283,473

-

1,012,637,147

1,294,570,372

2,456,228,137

1,909,283,473

1,540,619,318

1,696,384,661

2,984,210,308

2,311,097,762

-

-

-

-

1,540,619,318

1,696,384,661

2,984,210,308

2,311,097,762

0.03

0.04

0.07

0.05

34,822,261,748

34,822,261,748

34,822,261,748

34,822,261,748

Baht Baht Baht Baht