ACNB : Michael Fernandez Joins Traditions Mortgage, A Division of ACNB Bank

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PRESS RELEASE ‌FOR IMMEDIATE RELEASE Contact: Morgan Roddy ‌Corporate Relations Officer 717.339.5103‌ [email protected] MICHAEL FERNANDEZ JOINS TRADITIONS MORTGAGE, A DIVISION OF ACNB BANK Lancaster, PA, August 8, 2025 --- Michael Fernandez has joined Traditions Mortgage, A Division of ACNB Bank, in the position of Mortgage Loan Officer at the Oregon Pike office located at 1687 Oregon Pike, Lancaster, PA 17601. In this role, Mr. Fernandez is responsible for meeting with clients to understand their goals and recommend plans that best fit their needs, gather and evaluate all necessary financial information, submit applications, and provide updates throughout the process. He can be reached during business hours at [email protected] or 717-752-9170. Mr. Fernandez's professional background includes over 4 years in the financial industry focusing on consumer lending. Prior to joining Traditions Mortgage, Mr. Fernandez served as a Member Service Representative at Members 1 st Federal Credit Union in Lancaster, PA. Mr. Fernandez attended McCaskey Highschool in Lancaster, PA and currently resides in Columbia, PA. ACNB Corporation, headquartered in Gettysburg, PA, is the independent $3.27 billion financial holding company for the wholly-owned subsidiaries of ACNB Bank, Gettysburg, PA, including its operating divisions Traditions Bank and Traditions Mortgage, and ACNB Insurance Services, Inc., Westminster, MD. Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage, via a network of 33 community banking offices and one Limited Purpose Office located in the Pennsylvania counties of Adams, Cumberland, Franklin, Lancaster and York and the Maryland counties of Baltimore, Carroll and Frederick. ACNB Insurance Services, Inc. is a full-service ACNB BANK Press Release/ Michael Fernandez Joins Traditions Mortgage August 8, 2025 Page 2 of 2 insurance agency with licenses in 46 states. The agency offers a broad range of property, casualty, health, life and disability insurance serving personal and commercial clients through office locations in Westminster, MD, and Gettysburg, PA. For more information regarding ACNB Corporation and its subsidiaries, please visit investor.acnb.com. # # # ACNB #2025 - 15 August 8, 2025 PHOTO ATTACHMENT

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