Zip Co Limited (ZIP) Q4 2025 Earnings Call

Investor webinar replay

Watch the replay and follow the connected company analysis, news, and investor updates for Zip Co Ltd..

Watch the replay

Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:04.335 Thanks operator, good morning and thanks everyone for joining us for the presentation 00:00:04.335 -- 00:00:07.318 of the FY25 results. 00:00:07.318 -- 00:00:11.622 To open I'd like to begin by acknowledging the traditional owners of the land on which 00:00:11.622 -- 00:00:16.747 we meet today, the Gadigal of the Eora Nation and pay our respects to elders past 00:00:16.747 -- 00:00:23.293 and present. This conference is also being webcast and will be available on ZIP's website. 00:00:23.293 -- 00:00:28.838 I'm joined today by ZIP's Group CEO and Managing Director Cynthia Scott, Group CFO 00:00:28.838 -- 00:00:34.737 Gordon Bell and US CEO Joe Heck. Cynthia will present our FY25 00:00:34.737 -- 00:00:37.961 group highlights and ANZ business performance. 00:00:37.961 -- 00:00:42.526 Joe will then cover the US business, and Gordon will provide details of the financial 00:00:42.526 -- 00:00:44.288 results. 00:00:44.288 -- 00:00:49.153 Cynthia will then conclude with remarks regarding our FY26 strategy and outlook, and 00:00:49.153 -- 00:00:52.397 the presentation will be followed by Q&A. 00:00:52.397 -- 00:00:55.740 With that, I'll now hand over the call to Cynthia. 00:00:55.740 -- 00:00:57.777 Thanks Vivienne, and good morning everyone. 00:00:57.777 -- 00:01:01.903 On behalf of the Zip team, we're very pleased to be reporting the strongest financial 00:01:01.903 -- 00:01:06.910 performance in Zip's history. Disciplined execution, customer focus, and 00:01:06.910 -- 00:01:12.996 significant operating leverage underpinned cash earnings growth of 147%, and positions 00:01:13.159 -- 00:01:17.505 us strongly to continue to deliver long-term shareholder value. 00:01:17.505 -- 00:01:21.450 Our group highlights are set out on slides four and ...