Zip Co Limited (ZIP) Q4 2023 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.925 -- 00:00:06.871 Thank you for standing by and welcome to the Zipco Limited FY23 results briefing. 00:00:06.871 -- 00:00:09.294 All participants are in a listen-only mode. 00:00:09.294 -- 00:00:13.298 There will be a presentation followed by a question and answer session. 00:00:13.298 -- 00:00:16.821 If you wish to ask a question, you will need to press the star key followed by the number 00:00:16.821 -- 00:00:19.184 one on your telephone keypad. 00:00:19.184 -- 00:00:24.069 I would now like to hand the conference over to Vivian Lee, Director of Investor Relations. 00:00:24.069 -- 00:00:25.991 Please go ahead. 00:00:25.991 -- 00:00:31.030 Good morning and thank you for joining Zip's full year 23 earnings call. 00:00:31.030 -- 00:00:35.555 To open the call, I'd like to begin by acknowledging the traditional owners of the land 00:00:35.555 -- 00:00:40.860 on which we meet today, the Gadigal of the Eora Nation, and pay my respects to elders 00:00:40.860 -- 00:00:46.065 past and present. This conference call is also being webcast, and both the results 00:00:46.065 -- 00:00:50.670 presentation and call details are available on the ASX. 00:00:50.670 -- 00:00:56.236 I'm joined today by Zips Group CEO Cynthia Scott, co-founder and US CEO 00:00:56.236 -- 00:01:01.575 Larry Diamond, co-founder and ANZ CEO Peter Gray, and our CFO, 00:01:01.575 -- 00:01:06.160 Martin Brooke. We will start this call with some prepared remarks and then open up to 00:01:06.160 -- 00:01:07.561 questions. 00:01:07.561 -- 00:01:12.146 With that, I'll now hand over our call to CEO Cynthia Scott. 00:01:12.146 -- 00:01:17.311 Thanks Vivian. Good morning and welcome to Zip's FY23 results presentation. 00:01:17.311 -- 00:01:22.396 Zip was founded in 2013 to create a more financially fear...