Webster Financial Corporation (WBS) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

good morning welcome to the third quarter 2025 webster financial corp earnings call please note this event is being recorded i would now like to introduce webster's director of investor relations emlyn harman to introduce the call mr harman please go ahead good morning before we begin our remarks i want to remind you that comments made by management may include forward-looking statements within the meaning of the private securities litigation reform act of 1995 and are subject to the Safe Harbor rules. Please review the forward-looking disclaimer in Safe Harbor language in today's press release and presentation for more information about risks and uncertainties which may affect us. The presentation accompanying management's remarks can be found on the company's investor relations site at investors.websterbank.com. For the Q&A portion of the call, we ask that each participant ask just one question and one follow-up before returning to the queue. I'll now turn the call over to Webster Financial CEO, John Sciulla. Thanks, Emlyn. Good morning and welcome to Webster Financial Corp's third quarter 2025 earnings call. We appreciate you joining us this morning. I'm going to start with a recap of our results. Our President and Chief Operating Officer, Luis Massiani, is going to provide an update on developments in our operating segments, and our CFO, Neil Holland, will provide additional detail on financials before my closing remarks and Q&A. Highlights for the third quarter are provided on slide two of our earnings presentation. Our results were strong. with a return on tangible common equity of 18 percent, ROA of nearly 1.3 percent, and growth in both loans and deposits of over 2 percent linked quarter. Overall revenue grew 2.3 percent over the prior quarter. In aggregate, ...