Emlyn Harmon
Director of Investor Relations
Replay available
Webster Financial Corporation (NYSE: WBS) Q3 2024 earnings conference call, held 2024-10-17. Replay captured from the company's public earnings webcast.

Director of Investor Relations
Chief Executive Officer, Chairman
Chief Financial Officer
President & Chief Operating Officer
Analyst, KBW
Analyst, Barclays
Analyst, Piper Sandler
Analyst, Stevens
Analyst, Raymond James
Analyst, Deutsche Bank
Analyst, Seaport Global
Analyst, UBS
Good morning. Welcome to the Webster Financial Third Quarter 2024 Earnings Call. Please note this event is being recorded. I would now like to introduce Webster's Director of Investor Relations, Emlyn Harmon, to introduce the call. Mr. Harmon, please go ahead. Good morning. Before we begin our remarks, I want to remind you that the comments made by management may include forward-looking statements within the meaning of the Private Security Litigation Reform Act of 1995 that are subject to the Safe Harbor rules. Please review the forward-looking disclaimer in Safe Harbor language in today's press release and presentation for more information about risks and uncertainties which may affect us. The presentation accompanying management's remarks can be found on the company's investor relations site at investors.websterbank.com. For the Q&A portion of the call, we ask that each participant ask just one question and one follow-up before returning to the queue. I'll now turn it over to Webster Financial CEO, Chairman John Ciula. Thanks, Hamlin. Good morning and welcome to Webster Financial Corporation's third quarter 2024 earnings call. We appreciate you joining us this morning. I'm very pleased to welcome Neil Holland as he is joining his first earnings call as Webster's CFO. As we anticipated, Neil has hit the ground running since he officially stepped into the role in mid-August, and you can already see the impact of some of the steps his team has taken to optimize the positioning of our balance sheet and grow interest income this quarter. Luis Massiani, Webster's President and Chief Operating Officer, is also joining us for the Q&A portion of the call today. I'll provide remarks on our high-level results and operations before turning it over to Neil to cover our financia...