VANQUIS BANKING GROUP PLC (VANQ) — Interim Results

Investor webinar replay

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WEBVTT NOTE Transcription provided by Deepgram Request Id: 01a04309-2072-7cd2-851f-4c82acd47794 Created: 2026-08-27T11:44:32.875Z Duration: 3197.662 Channels: 1 00:00:01.120 -- 00:00:03.600 Good afternoon, and welcome to the VANQUIS BANKING 00:00:03.600 -- 00:00:06.399 GROUP PLC Half Year Results Investor Presentation. 00:00:06.399 -- 00:00:08.720 Throughout this recorded presentation, investors will be in 00:00:08.720 -- 00:00:11.120 listen only mode. Questions are encouraged, and they 00:00:11.120 -- 00:00:13.040 can be submitted at any time using the 00:00:13.040 -- 00:00:14.559 Q and A tab situated on the right 00:00:14.559 -- 00:00:16.425 hand corner of your screen. Simply type in 00:00:16.425 -- 00:00:18.905 your questions and press send. Before we begin, 00:00:18.905 -- 00:00:20.744 I would like to submit the following poll. 00:00:20.825 -- 00:00:21.945 And I would now like to hand you 00:00:21.945 -- 00:00:24.025 over to CEO, Ian McLaughlin. 00:00:24.105 -- 00:00:25.465 Good afternoon to you, sir. 00:00:25.945 -- 00:00:28.425 Afternoon, Alex, and welcome, everybody. 00:00:29.380 -- 00:00:31.380 If we just go to our sort of 00:00:31.380 -- 00:00:32.739 intro slides, 00:00:33.700 -- 00:00:36.020 look. It's I really appreciate you joining this 00:00:36.020 -- 00:00:37.860 afternoon. It's a bit of a frustrating update 00:00:37.860 -- 00:00:39.620 from VANQUIS. I'm sure it is for you, 00:00:39.620 -- 00:00:41.059 for your investors. It certainly is for us 00:00:41.059 -- 00:00:43.614 as a management team. We are making really 00:00:43.614 -- 00:00:45.695 strong underlying progress, and I'll go through a 00:00:45.695 -- 00:00:47.855 little bit of that, in a second because 00:00:47.855 -- 00:00:50.415 I think it's important to talk about how 00:00:50.415 -- 00:00:52...