VANQUIS BANKING GROUP PLC (VANQ) — 2025 Interim Results Update

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WEBVTT NOTE Transcription provided by Deepgram Request Id: 01a044a2-f3b2-79a3-b455-906d4460a505 Created: 2026-08-27T19:14:21.416Z Duration: 3613.802 Channels: 1 00:00:00.799 -- 00:00:03.439 Good afternoon, and welcome to the VANQUIS BANKING 00:00:03.439 -- 00:00:05.360 GROUP PLC investor presentation. 00:00:05.600 -- 00:00:07.919 Throughout this recorded presentation, investors will be in 00:00:07.919 -- 00:00:10.240 listen only mode. Questions are encouraged and can 00:00:10.240 -- 00:00:11.759 be submitted at any time via the q 00:00:11.759 -- 00:00:13.360 and a tab situated on the right hand 00:00:13.360 -- 00:00:15.325 corner of your screen. Simply type in your 00:00:15.325 -- 00:00:17.565 questions and press end. The company may not 00:00:17.565 -- 00:00:19.085 be in a position to answer every question 00:00:19.085 -- 00:00:21.244 it receives during the meeting itself. However, the 00:00:21.244 -- 00:00:23.325 company can review all questions submitted today and 00:00:23.325 -- 00:00:25.485 publish responses where it's appropriate to do so. 00:00:25.564 -- 00:00:27.244 Before we begin, I'd like to submit the 00:00:27.244 -- 00:00:29.190 following poll, and I'll now like to hand 00:00:29.190 -- 00:00:31.110 you over to the management team. Ian, good 00:00:31.110 -- 00:00:32.150 afternoon, sir. 00:00:32.470 -- 00:00:34.790 Lily, thank you. Great to be with everybody 00:00:34.790 -- 00:00:36.790 today and to get a chance to 00:00:37.190 -- 00:00:39.270 either introduce you to VANQUIS or tell you 00:00:39.270 -- 00:00:40.950 a little bit more about VANQUIS depending on 00:00:40.950 -- 00:00:43.190 your your levels of current knowledge about us. 00:00:43.575 -- 00:00:44.295 We 00:00:44.774 -- 00:00:46.695 have a busy day today. It was our 00:00:46.695 -- 00:00:49.655...