UWM Holdings Corporation Class A (UWMC) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good morning. My name is Tiffany, and I will be your conference operator today. At this time, I would like to welcome everyone to the UWM Holdings Corporation fourth quarter 2025 and full year 2025 earnings conference call. All lines have been placed on mute to prevent any background noise. Thank you. Blake Colo, you may begin your conference. Good morning. This is Blake Colo, Chief Business Officer and Head of Investor Relations. Thank you for joining us and welcome to the fourth quarter and full year 2025 UWM Holding Corporation earnings call. Before we start, I would like to remind everyone that this conference call includes forward-looking statements. For more information about factors that may cause actual results to differ materially from forward-looking statements, please refer to the earnings release that we issued this morning. Our commentary today will also include non-GAAP financial measures. For more information on our non-GAAP metrics and the reconciliation between the GAAP and non-GAAP metrics, for the reported results, please refer to the earnings release issued earlier today, as well as our filings with the SEC. I will now turn the call over to Matt Ishbia, Chairman, President, and CEO of UWM Holdings Corporation and United Wholesale Mortgage. Thanks, Blake, and thank everyone for joining. Appreciate you guys being here. 2025 was an amazing year at UWM. You know, reflecting the strength and consistency of our business model, we executed a high level and delivered industry-leading results throughout the year while still investing in the long term. It was our fourth consecutive year as the number one overall lender in America and our 11th consecutive year as the number one wholesale lender. This has never been done in the history of the mortgage industr...