Usio, Inc. (USIO) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Hello, and welcome to the UCO's fourth quarter and fiscal year 2025 earnings conference call. All participants will be in a listen-only mode. After today's presentation, there will be an opportunity to ask questions. Please note, today's event is being recorded. I would now like to turn the conference over to your host, Mr. Paul Manley. Please go ahead, sir. Thank you, operator. Good afternoon, and welcome to UCO's fourth quarter and fiscal 2025 conference call. The earnings release, which we issued today after the market closed, is available on our website at uco.com under the investor relations tab. On this call with me today are Louis Hoke, our chairman and CEO, and Greg Carter, executive vice president of payment acceptance and our chief revenue officer. Michael White, senior vice president and chief accounting officer, and Jerry Uffner, head of card issuing, will also be available during the question and answer session. Let me remind our listeners that certain statements made today during the call constitute forward-looking statements made pursuant to the safe harbor provisions of the Private Securities and Litigation Act of 1995 as amended and as more fully discussed in our press release and in our filings with the SEC. So, let me start off today's call with some highlights from this afternoon's release. It was a solid quarter in line with our commitment to shareholders to deliver a stronger second half of the year. revenues were up both sequentially and on a year-over-year basis with record growth accelerating to 8% in the fourth quarter. This led to a 3% increase in revenue for a year, but excluding revenue associated with interest, revenues from products and services were up 4%. We set a record for total dollars processed in the year, which were up 19%, and ...