United Fire Group, Inc (UFCS) Q4 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:03.975 Good morning. My name is Nick, and I'll be your conference operator for today. 00:00:03.975 -- 00:00:08.980 At this time, I would like to welcome everyone to the UFG Insurance fourth quarter 00:00:08.980 -- 00:00:14.086 2025 financial results conference call. Should you need assistance, please signal 00:00:14.086 -- 00:00:18.330 a conference specialist by pressing the star key followed by zero. 00:00:18.330 -- 00:00:22.194 After today's presentation, there will be an opportunity to ask questions. 00:00:22.194 -- 00:00:26.258 To ask a question, you may press star, then one on a touch-tone phone. 00:00:26.258 -- 00:00:29.832 To withdraw your question, please press star, then two. 00:00:29.832 -- 00:00:32.876 Please note this event is being recorded. 00:00:32.876 -- 00:00:37.523 Thank you. I will now turn the call over to UFG Vice President of Investor Relations, 00:00:37.523 -- 00:00:40.107 Tim Borst. Please go ahead. 00:00:40.107 -- 00:00:42.510 Good morning, and thank you for joining this call. 00:00:42.510 -- 00:00:45.775 Yesterday afternoon, we issued a press release on our results. 00:00:45.775 -- 00:00:50.782 To find a copy of this document, please visit our website at ufginsurance.com. 00:00:50.782 -- 00:00:54.419 Press releases and slides are located under the Investors tab. 00:00:54.419 -- 00:00:59.052 Joining me today on the call are UFG President and Chief Executive Officer Kevin Leidwinger, 00:00:59.052 -- 00:01:04.085 Executive Vice President and Chief Operating Officer Julie Stevenson, and Executive 00:01:04.085 -- 00:01:07.362 Vice President and Chief Financial Officer Eric Martin. 00:01:07.362 -- 00:01:10.366 Before I turn the call over to Kevin, a couple of reminders. 00:01:10.366 -- 00:01:14.270 First, please note t...