United Fire Group, Inc (UFCS) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.863 Good morning. My name is Gary, and I'll be your conference operator today. 00:00:04.863 -- 00:00:10.055 At this time, I would like to welcome everyone to the UFG Insurance Third 00:00:10.055 -- 00:00:13.818 Quarter 2025 Financial Results Conference Call. 00:00:13.818 -- 00:00:17.103 All participants will be in listen-only mode. 00:00:17.103 -- 00:00:21.990 Should you need assistance, please signal a conference specialist by pressing the star 00:00:21.990 -- 00:00:24.554 key followed by zero. 00:00:24.554 -- 00:00:29.021 After today's presentation, there will be an opportunity to ask questions. 00:00:29.021 -- 00:00:34.068 To ask a question, you may press star, then one on your telephone keypad. 00:00:34.068 -- 00:00:38.275 To withdraw your question, please press star, then two. 00:00:38.275 -- 00:00:41.379 Please note, this event is being recorded. 00:00:41.379 -- 00:00:46.702 Thank you. I will now turn the call over to UFG Vice President of Investor Relations, 00:00:46.702 -- 00:00:49.808 Tim Borst. Please go ahead. 00:00:49.808 -- 00:00:51.953 Good morning and thank you for joining this call. 00:00:51.953 -- 00:00:54.919 Yesterday afternoon, we issued a press release on our results. 00:00:54.919 -- 00:00:59.628 To find a copy of this document, please visit our website at ufginsurance.com. 00:00:59.628 -- 00:01:02.941 Press releases and slides are located under the Investors tab. 00:01:02.941 -- 00:01:07.212 Joining me today on the call are UFG President and Chief Executive Officer Kevin Lidewinger, 00:01:07.212 -- 00:01:12.225 Executive Vice President and Chief Operating Officer Julie Stevenson, and Executive Vice 00:01:12.225 -- 00:01:14.956 President and Chief Financial Officer Eric Martin. 00:01:14.956 -- 00:01:17.479 Before I...