TrustCo Bank Corp NY (TRST) Q1 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

provided by the Private Securities Litigation Reform Act of 1995. As a result, performance or achievements could differ materially from those expressed or implied by such statements due to various risks, uncertainties, and other factors. More detailed information about these risks and other factors can be found in our press release that precedes this call in the Risks and Forward Looking Statements section of our annual report, Form 10-K, and is updated by our quarterly reports, Form 10-Q. The forwarding statements made in this call are valid only as of the date hereof, and the company disclaims any obligation to update the information to reflect events or developments after the date of this call, except as may be required by applicable law. During today's call, we will discuss certain financial measures derived from our financial statements that are not determined in accordance with U.S. GAAP. The reconciliations of such non-GAAP financial measures to the most comparable GAAP figures are included in our earnings press release, which is available under the Investor Relations tab on our website at trustcobank.com. Please also note that today's event is being recorded. A replay of the call will be made available for 30 days and an audio webcast will be made available for one year, as described in our earnings press release. At this time, I'd like to turn the conference call over to Mr. Robert J. McCormick, Chairman, President, CEO. Please go ahead. Good morning, everyone, and thank you for joining the call. I'm Rob McCormick, president of Trustful Bank. I'm joined today, as usual, by Kevin Curley, who will be talking about lending, and Mike Ozemek, our CFO, who will go through the numbers. We are very pleased to report that 2025 is off to a strong start. Every category...