TrustCo Bank Corp NY (TRST) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good day and welcome to a TrustCo Bank Corp Learning Call and webcast. All participants will be on a listen-only mode. Should you need assistance, please signal a conference specialist by pressing the star key followed by zero on your telephone keypad. After today's presentation, there will be an opportunity to ask questions. To ask a question, please press star and then one on your telephone keypad. To withdraw your question, you may press star followed by two. Before proceeding, we'd like to mention this presentation may contain forward-looking information about TrustCo Bank Corp New York. That is intended to be covered by the safe harbor of forward-looking statements provided by the private security litigation format of 1995. Actual results, performance, or achievements could differ materially from those expressed or implied by such statements due to various risks, uncertainties, and other factors. More detailed information about these other risk factors can be found in our press release that preceded this call, and in the risk factors and forward-looking statement section of our annual report on Form 10-K, and as updated by our quarterly reports on Form 10-Q. The forward-looking statements made on this call are valid only as of this date, hereof, and the company disclaims any obligation to update the information to reflect the events or developments after the date of this call. except as may be required by applicable law. During today's call, we will discuss certain financial measures derived from our financial statements that are not determined in accordance with US GAAP. The reconciliations of such non-GAAP financial measures with the most comparable GAAP figures are included in our earnings press release, which is available under the investor relations tab of ...