Triumph Financial, Inc. (TFIN) Q2 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.637 morning. It's 930 in Dallas, and we're looking forward to the conversation this morning. 00:00:04.637 -- 00:00:08.041 As always, we'd like to thank you for your interest in Triumph and for joining us this 00:00:08.041 -- 00:00:11.226 morning to discuss our second quarter 2025 results. 00:00:11.226 -- 00:00:13.649 With that, let's get to business. 00:00:13.649 -- 00:00:17.234 Aaron's letter last evening discussed a noisy quarter's results, but underneath that, 00:00:17.234 -- 00:00:21.239 albeit positive distraction, laid out a quarter with a lot going the right direction, 00:00:21.239 -- 00:00:25.023 particularly in our transportation businesses and around revenue growth. 00:00:25.023 -- 00:00:29.049 We are demonstrating the ability to monetize what we've built and the value we add to 00:00:29.049 -- 00:00:33.815 our customers and shareholders. That quarterly shareholder letter published last evening 00:00:33.815 -- 00:00:36.479 and our quarterly results will form the basis of our call today. 00:00:36.479 -- 00:00:40.524 However, before we get started, I would like to remind you that this conversation may 00:00:40.524 -- 00:00:44.209 include forward-looking statements. Those statements are subject to risks and uncertainties 00:00:44.209 -- 00:00:47.614 that could cause actual and anticipated results to differ. 00:00:47.614 -- 00:00:52.124 The company undertakes no obligation to publicly revise any forward-looking statement. 00:00:52.124 -- 00:00:56.148 For details, please refer to the safe harbor statement in our shareholder letter published 00:00:56.148 -- 00:01:00.932 last evening. All comments made during today's call are subject to that safe harbor statement. 00:01:00.932 -- 00:01:04.335 With that, I'd like to turn the call ove...