Triumph Financial, Inc. (TFIN) Q1 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.517 Good morning. It's 9.30 in Dallas. Thanks for joining us this morning and for the interest 00:00:04.517 -- 00:00:07.261 in our first quarter results. We're glad you're here. 00:00:07.261 -- 00:00:09.825 We've all had our coffee, so let's get to business. 00:00:09.825 -- 00:00:13.570 Aaron's letter last evening outlined a quarter of real progress on the things that matter 00:00:13.570 -- 00:00:18.196 most. During the slowest quarter of the trucking calendar, we grew factoring customers 00:00:18.196 -- 00:00:21.040 and outgrew the general market's seasonal decline. 00:00:21.040 -- 00:00:24.988 Payments demonstrated the revenue growth and continued margin expense. 00:00:24.988 -- 00:00:26.150 Thanks for joining us this morning. 00:00:26.150 -- 00:00:29.777 And for the analysis, more accounts than we have factoring clients. 00:00:29.777 -- 00:00:33.485 The positive momentum is palpable, and you can see the results in Aaron's comments in 00:00:33.485 -- 00:00:37.953 the letter. That quarterly shareholder letter published last evening and our quarterly 00:00:37.953 -- 00:00:40.278 results will form the basis of our call today. 00:00:40.278 -- 00:00:44.263 However, before we get started, I would like to remind you that this call may include 00:00:44.263 -- 00:00:48.068 forward-looking statements. Those statements are subject to risks and uncertainties that 00:00:48.068 -- 00:00:51.312 could cause actual and anticipated results to differ. 00:00:51.312 -- 00:00:55.557 The company undertakes no obligation to publicly revise any forward-looking statement. 00:00:55.557 -- 00:00:59.061 For details, please see the safe harbor statement in our shareholder letter published 00:00:59.061 -- 00:01:04.108 last evening. All comments made during today's...