Tokio Marine Holdings Inc (TKOMF) Q4 2024 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:01.793 Good evening. Thank you for joining us today. 00:00:01.793 -- 00:00:07.361 I am Ishiguro of Global Communications. We will now start the conference call for the 00:00:07.361 -- 00:00:11.865 FY2024 results and FY2025 00:00:11.888 -- 00:00:16.111 projections as announced today. 00:00:16.915 -- 00:00:20.039 We will start with a presentation from our CEO, Mr. 00:00:20.039 -- 00:00:25.427 Komiya, followed by CFO, Mr. Okada, by referring to the presentation material posted 00:00:25.427 -- 00:00:30.469 on our homepage today, focusing on our earnings, and capital policy. 00:00:30.469 -- 00:00:35.454 The presentation will be for about 15 minutes, after which we would like to take your 00:00:35.454 -- 00:00:37.454 questions. 00:00:39.118 -- 00:00:42.879 A disclaimer before we begin. The 00:00:43.382 -- 00:00:48.547 presentation may include business projections and forecasts based on information 00:00:48.547 -- 00:00:54.573 and assumptions available to us today and is subject to risks and uncertainties. 00:00:54.573 -- 00:00:59.296 Please be reminded that actual results may differ from projections. 00:00:59.296 -- 00:01:02.561 Please note that we have reporting service for this conference call. 00:01:02.561 -- 00:01:06.404 Let me start. Over to you, Mr. Komiya. 00:01:07.770 -- 00:01:10.815 Good evening, everyone. My name is Komiya. 00:01:10.815 -- 00:01:15.742 Thank you very much for taking time out of your busy schedule to join us today. 00:01:15.742 -- 00:01:20.931 I would also like to thank you for your continued support towards Tokyo Marine. 00:01:20.931 -- 00:01:25.603 First of all, I would like to begin by explaining the content of the financial results 00:01:25.603 -- 00:01:31.288 for fiscal 24 and the message from the management based...