Audrey Spaulding
Chief Credit Officer
Replay available
Third Coast Bancshares, Inc. (NASDAQ: TCBX) Q3 2025 earnings conference call, held 2025-10-23. Replay captured from the company's public earnings webcast.

Chief Credit Officer
Host
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WEBVTT 00:00:00.031 -- 00:00:04.295 Greetings, and welcome to the Third Coast BankShares Third Quarter Earnings Conference 00:00:04.295 -- 00:00:08.479 Call. At this time, all participants are in a listen-only mode. 00:00:08.479 -- 00:00:11.662 A question and answer session will follow the formal presentation. 00:00:11.662 -- 00:00:16.287 If anyone should require operator assistance during the conference, please press star 00:00:16.287 -- 00:00:20.651 zero on your telephone keypad. Please note this conference is being recorded. 00:00:20.651 -- 00:00:24.094 I would now like to turn the conference over to your host, Ms. 00:00:24.094 -- 00:00:25.075 Natalie Hairston. 00:00:25.075 -- 00:00:28.451 Please go ahead. Thank you, Operator, and good morning, everyone. 00:00:28.451 -- 00:00:32.776 We appreciate you joining us for Third Coast BankShares Conference Call-In Webcast to 00:00:32.776 -- 00:00:37.802 review our third quarter 2025 results. With me today is Bart Carraway, Founder, 00:00:37.802 -- 00:00:43.188 Chairman, President, and Chief Executive Officer, John McWhorter, Chief Financial Officer, 00:00:43.188 -- 00:00:46.091 and Audrey Spaulding, Chief Credit Officer. 00:00:46.091 -- 00:00:50.096 First, a few housekeeping items. There will be a replay of today's call, and it will 00:00:50.096 -- 00:00:56.101 be available by webcast on the Investors section of our website at ir.thirdcoast.bank. 00:00:56.697 -- 00:01:01.182 There will also be a telephonic replay available until October 30th, and more information 00:01:01.182 -- 00:01:06.608 on how to access these replay features was included in yesterday's earnings release. 00:01:06.608 -- 00:01:11.014 Please note that the information reported on this call speaks only as of today, October 00:01:11.014 -- 00:01:13.056 23r...