Natalie Hairston
Investor Relations
Replay available
Third Coast Bancshares, Inc. (NASDAQ: TCBX) Q2 2026 earnings conference call, held 2026-07-23. Replay captured from the company's public earnings webcast.

Investor Relations
Founder, Chairman, President and Chief Executive Officer
Chief Financial Officer
Chief Credit Officer
Analyst, Raymond James
Analyst, Stevens
Analyst, KBW
Analyst, Deutsche Bank
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WEBVTT 00:00:00.031 -- 00:00:05.135 Greetings, and welcome to the Third Coast Bank's second quarter 2026 earnings conference 00:00:05.135 -- 00:00:06.576 call. 00:00:06.576 -- 00:00:10.660 At this time, all participants are in a listen-only mode. 00:00:10.660 -- 00:00:14.941 A brief question and answer session will follow the formal presentation. 00:00:14.943 -- 00:00:18.786 If anyone should require operator assistance during the conference, please press star 00:00:18.786 -- 00:00:21.548 zero on your telephone keypad. 00:00:21.548 -- 00:00:25.290 As a reminder, this conference is being recorded. 00:00:25.351 -- 00:00:30.257 It is now my pleasure to introduce your host, Natalie Hairston, Investor Relations. 00:00:30.257 -- 00:00:33.118 Thank you. You may begin. 00:00:33.118 -- 00:00:36.579 Good morning, and thank you for joining us for Third Coast Bancshares' second quarter 00:00:36.579 -- 00:00:41.621 2026 earnings conference call. With me today is Bart Caraway, founder, chairman, 00:00:41.621 -- 00:00:46.443 president, and chief executive officer, John McWhorter, chief financial officer, and 00:00:46.443 -- 00:00:51.104 Audrey Spaulding, chief credit officer. First, a few housekeeping items. 00:00:51.104 -- 00:00:55.086 There will be a replay of today's call, and it will be available by webcast on the investor 00:00:55.086 -- 00:00:58.886 section of our website at ir.thirdcoast.bank. 00:00:59.718 -- 00:01:04.300 There will also be a call replay available until July 30th, and more information on how 00:01:04.300 -- 00:01:09.002 to access these replay features was included in yesterday's earnings release. 00:01:09.002 -- 00:01:13.744 Please note that information reported on this call speaks only as of today, July 23rd, 00:01:13.744 -- 00:01:18.806 2026, and therefore ...