The Bank of Nova Scotia (0UKI) Q4 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:01.263 -- 00:00:04.586 Good morning and welcome to Scotiabank's Q4 results presentation. 00:00:04.586 -- 00:00:07.729 My name is Manny Grauman and I'm Head of Investor Relations. 00:00:07.729 -- 00:00:11.392 Presenting to you this morning are Scott Thompson, Scotiabank's President and Chief Executive 00:00:11.392 -- 00:00:16.517 Officer, Raj Viswanathan, our Chief Financial Officer, and Phil Thomas, our Chief Risk 00:00:16.517 -- 00:00:20.500 Officer. Following our comments, we'll be glad to take your questions. 00:00:20.500 -- 00:00:24.204 Also present to take questions are the following Scotiabank executives. 00:00:24.204 -- 00:00:29.748 Eris Bogdaneris from Canadian Banking, Jackie Allard from Global Wealth Management, 00:00:29.748 -- 00:00:34.914 Francisco Aristeguieta from International Banking and Travis Manchin from Global Banking 00:00:34.914 -- 00:00:39.239 and Markets. Before we start, and on behalf of those speaking today, I will refer you 00:00:39.239 -- 00:00:43.904 to slide two of our presentation, which contains Scotiabank's caution regarding forward-looking 00:00:43.904 -- 00:00:47.668 statements. All the remarks today will be on an adjusted basis. 00:00:47.668 -- 00:00:51.192 With that, I will now turn the call over to Scott. 00:00:51.192 -- 00:00:53.395 Thank you, Manny, and good morning, everyone. 00:00:53.395 -- 00:00:58.058 Our Q4 results tap off a year of strong and consistent 00:00:58.267 -- 00:01:01.311 We've entered into fiscal 2026 from a position of strength. 00:01:01.311 -- 00:01:03.311 2025 00:01:03.835 -- 00:01:08.641 was a year of execution. We did what we said we were going to do, despite the emergence 00:01:08.641 -- 00:01:12.066 of unexpected trade-related economic challenges. 00:01:12.066 -- 00:01:16.131 We accomplished...