The Bank of Nova Scotia (0UKI) Q3 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:05.896 This conference is being recorded. Cette conférence est enregistrée. 00:00:07.440 -- 00:00:10.344 Good morning and welcome to Scotiabank's Q3 results presentation. 00:00:10.344 -- 00:00:13.748 My name is Manny Gromit and I'm head of IR here at Scotiabank. 00:00:13.748 -- 00:00:17.453 Presenting to you this morning are Scott Thompson, Scotiabank's President and Chief Executive 00:00:17.453 -- 00:00:22.659 Officer, Raj Viswanathan, our Chief Financial Officer, and Phil Thomas, 00:00:22.659 -- 00:00:27.065 our Chief Risk Officer. Following our comments, we'll be glad to take your questions. 00:00:27.065 -- 00:00:29.883 Also present to take questions are the following Scotiabank experts. 00:00:29.883 -- 00:00:35.311 Eric Bontanaris from Canadian Banking, Jackie Allard from Global Wealth Management, Francisco 00:00:35.311 -- 00:00:40.498 Arceguieta from International Banking, and Travis Manchin from Global Banking and Markets. 00:00:40.498 -- 00:00:43.963 Before we start, and on behalf of those speaking today, I'll refer you to slide two of 00:00:43.963 -- 00:00:49.130 our presentation, which contains Scotiabank's caution regarding forward-looking statements. 00:00:49.130 -- 00:00:52.334 With that, I will now turn the call over to Scott. 00:00:52.334 -- 00:00:54.197 Good morning, everyone. 00:00:54.197 -- 00:00:58.443 Our strong Q3 results highlight the steady progress we are making towards our Investor 00:00:58.443 -- 00:01:00.612 Day commitments. 00:01:00.612 -- 00:01:06.217 We continue to focus on what we can control as we drive profitable to sustainable growth. 00:01:06.217 -- 00:01:10.281 And we are doing this through the disciplined execution of our strategy, which includes 00:01:10.281 -- 00:01:12.664 building deeper client relat...