South Plains Financial, Inc. (SPFI) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

this conference call is being recorded. I would now like to turn the call over to Steve Crockett, Chief Financial Officer and Treasurer of South Plains Financial. Please go ahead. Thank you, Operator, and good afternoon, everyone. We appreciate you joining our earnings conference call. The related earnings press release and earnings slide deck presentation issued earlier today are available on the news and events section of our website, sbfi.bank. Please refer to slide two of the presentation for for our safe harbor statements regarding forward-looking statements. All comments expressed or implied made during today's call are made only as of today's date and are subject to those safe harbor statements in the presentation and earnings release. In addition, please refer to slide two of the presentation for our disclaimer regarding the use of non-GAAP financial measures. Reconciliation of these measures to the most comparable GAAP financial measures can be found in our presentation and earnings release. I'm joined here today by Curtis Griffith, our chairman and CEO, Corey Newsome, our president, and Brent Bates, Citibank's chief credit officer. Curtis, let me hand it over to you. Thank you, Steve, and good afternoon. I'm very pleased with the results that we delivered over the past quarter and the full year and would like to thank our employees for their hard work and commitment to Citibank and our customers. Their efforts are the key to our success and they demonstrate every day the culture that we have developed over many years. At South Plains, our core purpose is to use the power of relationships to help people succeed and live better. I believe that we're here to help enhance lives by creating a great place to work, help people achieve their goals, and invest gener...