South Plains Financial, Inc. (SPFI) Q1 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good afternoon, ladies and gentlemen, and welcome to South Plains Financial Inc. First Quarter 2026 Earnings Conference Call. During today's presentation, all parties will be in a listen-only mode. Following the presentation, the conference will be open for questions with instructions to follow at that time. As a reminder, this conference is being recorded. I would now like to turn the call over to Steve Crockett, Chief Financial Officer and Treasurer of South Plains Financial. Please go ahead. Thank you, operator, and good afternoon, everyone. We appreciate you joining our earnings conference call. The related earnings press release and earnings slide deck presentation issued today are available on the SEC's website as well as the news and events section of our website, spfi.bank. Please refer to slide two of the presentation for our safe harbor statements regarding forward-looking statements. All comments expressed or implied made during today's call are made only as of today's date and are subject to the safe harbor statements in the presentation and earnings release. In addition, please refer to slide two of the presentation for our disclaimer regarding the use of non-GAAP financial measures. A reconciliation of these measures to the most comparable GAAP financial measures can be found in our presentation and earnings release. I'm joined here today by Curtis Griffith, our chairman and CEO, Corey Newsome, our president, and Brent Bates, Citibank's chief credit officer. Curtis, let me hand it over to you. Thank you, Steve, and good afternoon. We delivered solid first quarter results highlighted by strong profitability, continued improvement in credit quality, and disciplined balance sheet management as can be seen on slide four. While the market backdrop has been u...