Seacoast Banking Corporation of Florida (SBCF) Q1 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Welcome to SECO's Banking Corporation's first quarter 2025 earnings conference call. My name is Desiree and I will be your operator. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer session. If you would like to ask a question during this time, simply press star followed by the number 1 on your telephone keypad. If you would like to withdraw your question again, press the star 1. Before we begin, I have been asked to direct your attention to the statement at the end of the company's press release regarding forward-looking statements. Seacoast will be discussing issues that constitute forward-looking statements within the meaning of the Securities and Exchange Act and its comments today are intended to be covered within the meaning of that act. Please note that this conference is being recorded. I will now turn the call over to Chuck Schaefer, Chairman and CEO of Seacoast Bank. Mr. Schaefer, you may begin. Okay, thank you, Desiree, and good morning, everyone. As we proceed with our presentation, we'll refer to the first courting earnings slide deck available at secosbanking.com. Joining me today are Tracy Dexter, our Chief Financial Officer, Michael Young, our Treasurer and Director of Investor Relations, and James Stallings, our Chief Credit Officer. Before we delve into earnings, I'd like to address the recent market uncertainty over the past three weeks. Clearly, there is emerging risk in the macroeconomic environment, and volatility has increased. I want to remind you that Seacoast is well-positioned to navigate turbulent times. We've built one of the strongest balance sheets in the country, featuring an industry-leading capital position, robust credit diversity, and a granular, hi...