Seacoast Banking Corporation of Florida (SBCF) Q2 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Welcome to the Seacoast Banking Corporation's second quarter 2026 earnings conference call. My name is Colby and I'll be your operator. All lines have been placed on mute to prevent any background noise. And after the speaker's remarks, we will conduct a question and answer session. If you'd like to ask a question at that time, please press star then the number one on your telephone keypad to raise your hand and enter the queue. If you'd like to withdraw your question at any time, please press star one again. Before we begin, I have been asked to direct your attention to the statement at the end of the company's press release regarding forward-looking statements. Seacoast will be discussing issues that constitute forward-looking statements within the meaning of the Securities and Exchange Act, and its comments today are intended to be covered within the meaning of that act. Please note that this conference is being recorded. I'll now turn the call over to Chuck Shaffer Chairman and CEO of Seacoast Bank. Mr. Shaffer, you may begin. All right, thank you, Colby, and good morning, everyone, and thank you for joining us. As we move through today's presentation, we'll reference the second quarter 2026 earnings slide deck, which is available at seacoastbanking.com. Joining me today are Tracey Dexter, our Chief Financial Officer, Michael Young, our Chief Strategy Officer, and James Stallings, our Chief Credit Officer. CECOS delivered another strong quarter, reflecting the strength of our diversified franchise, disciplined execution, and continued strict focus on delivering the earnings guidance we provided at the start of the year. Net income totaled $59.5 million, or $0.55 per diluted share, and adjusted earnings were $65.8 million, or $0.61 per diluted share. Adjusted retu...