S&T Bancorp, Inc. (STBA) Q4 2021 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good afternoon, ladies and gentlemen, and welcome to the S&P Bancorp Fourth Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode, and the floor will be open for your questions and comments following the presentation. It is now my pleasure to turn the floor over to your host, Mark Kochvar. Sir, the floor is yours. All right. Thank you very much. Good afternoon, everyone, and thank you for participating in today's conference call. Before beginning the presentation, I want to take time to refer you to our statement about forward-looking statements and risk factors, which is on the screen in front of you. This statement provides the cautionary language required by the Securities Exchange Commission for forward-looking statements that may be included in this presentation. A copy of the fourth quarter and full year 2021 earnings release can be obtained by clicking on the press release link on your screen or by visiting our investor relations website at www.stbankcorp.com. We will be reviewing an earnings supplement slide deck as part of this presentation. You can obtain a copy of those slides by clicking on the link on your screen or on our website under events and presentations, fourth quarter 2021 earnings conference call. Click on the fourth quarter 2021 earnings supplement. With me today is Chris McCommish, S&T CEO. David Hillock, S&P's president, is under the weather today and won't be joining the call. I'd now like to turn the call, the program, over to Chris. Thanks, Mark, and good afternoon, everybody, and thanks for joining the call, and certainly thank you for your interest in our company. Before we get into the discussion of the numbers and then take your questions, I want to take a couple minutes, have some statements, and ...