S&T Bancorp, Inc. (STBA) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Welcome to the S&T Bancorp third quarter 2025 conference call. After the management's remarks, there will be a question and answer session. Now, I would like to turn the call over to Chief Financial Officer, Mark Kochvar. Please go ahead. Great. Thank you, and good afternoon, everyone. Thank you for participating in today's earnings call. Before beginning the presentation, I want to take time to refer you to our statement about forward-looking statements and risk factors. This statement provides a cautionary language required by the Securities and Exchange Commission for forward-looking statements that may be included in this presentation. A copy of the third quarter 2025 earnings release as well as this earnings supplement slide deck can be obtained by clicking on the materials button in the lower right section of your screen. This will open a panel on the right where you can download these items. You can also obtain a copy of these materials by visiting our investor relations website at stbankcorp.com. With me today are Chris McCommish, S&T's CEO, and Dave Antolik, S&T's President. And now I'd like to turn the call over to Chris. Mark, thank you. And good afternoon, everybody. I'm going to begin my comments on page three and welcome all of you to our call, especially our analysts. We appreciate you being here with us and look forward to your questions. I also want to thank our employees, shareholders, and others listening to the call. To our leadership team and employees, I want to thank you for all you do. These results are yours, and you should be very proud. Before my remarks on our performance, I want to take a moment to congratulate and thank Christine Turetti, our former board chair, for her years of service at S&T. As you may be aware, Christine is our new U...