S & U PLC (SUS) — Interim Results for the 6 months ended 31 July 2024

Investor webinar replay

Replay transcript excerpt

Good afternoon, and welcome to the S and U PLC interim results investor presentation. Throughout this recorded presentation, investors will be in listen only mode. Questions are encouraged, they can be submitted at any time by the q and a tab situated in the right hand corner of your screen. Just simply type in your questions and press send. The company may not be in a position to answer every question it receives in the meeting itself. However, the company can review all the questions submitted today and publish responses where it's appropriate to do so. Before we begin, I'd like to submit the following poll. I'd now like to hand you over to Anthony Goomes. Good afternoon to you, sir. Good afternoon, and, welcome to all the investors from IFC. Excuse my, slight cough My cough. But we're, very pleased to see you. Can I just quickly introduce, my brother, Graham Coombs, who's the deputy chairman on my left, Ed Aaron, who is the chief executive of Aspen Finance on his right? Here is Carl Werner, who is the chief executive of Advantage Finance. And on on my far right is, is Chris Redford, who is the group finance director. In introducing the slides today, I wanted to start off with our wonderful customers and staff. And the reason I say that is over the past twenty five years and this year, we did celebrate our twenty fifth anniversary of business. The reason we've built up such a strong business, both in Advantage and at Aspen, is because of the care and encouragement and attention we give to our customers. And over the last, half year or last year, we've seen, as most customer companies in the motor finance sector have, we've seen some regulatory attention from the FCA. We're learning from that. Everybody's learning from that. That's part of the new customer duty, reg...