S & U PLC (SUS) — Full Year Results

Investor webinar replay

Replay transcript excerpt

Good afternoon, and welcome to the S and U PLC Investor Presentation. The The company may not be in a position to answer every question it receives during the meeting itself. However, the company can review all questions submitted today and publish responses where it's appropriate to do so. Before we begin, I'd like to submit the following poll. And I'd now like to hand you over to Anthony Coombs, chairman. Good morning, sir. Good morning, Lily, and, welcome to IMC. We regard IMC as a very important way of communicating with particularly retail investors, but also other investors who we may not be regularly in contact with. Can I just briefly introduce our team here? Because people may not be totally familiar with all of them. Certainly, one of them, they won't be. Myself is chairman. My brother is deputy chairman. Chris Redford is our group finance director, who everybody will know. Carl Verner, who is the chief executive of of Vantage Finance, our modifiers subsidiary. Ed Aaron, who is the chief executive of Aspen Bridging, which does our property finance, and new to the team, Chris Reckleton, who is our chief financial officer. So with with those brief introductions, can I welcome you all and say that we will be going through the slides on our presentation? So for for those of you who may not know the company as well as as some of the others, Let me just start by saying that this has been interesting year, I think, both macroeconomically and for the finance business. And obviously, there have been the challenges which reflected in the results, particularly in Advantage, not not at Aspen. And but that doesn't mean that we view the the the future with anything else but enormous confidence. Why, you may ask, given the given what's been happening this this year? Well,...