Root, Inc. (ROOT) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Greetings and welcome to the Root, Inc. Fourth Quarter Earnings Conference Call. At this time, all participants are in the listen-only mode. The question and answer session will follow the formal presentation. If anyone should require operator assistance, please press star zero on your telephone keypad. As a reminder, this conference is being recorded. I would now like to turn the call over to Matt Zimalda, Head of Investor Relations and Corporate Development. Please go ahead, sir. Good afternoon, and thank you for joining us. Rood is hosting this call to discuss its fourth quarter and full year 2025 earnings results. Participating on today's call is Alex Tim, co-founder and chief executive officer, Jason Shapiro, senior vice president of business development, and Megan Binkley, chief financial officer. Earlier today, Rood issued a shareholder letter announcing its financial results. While this call will reflect items within that document, for more complete information about our financial performance, we also encourage you to read our full-year 2025 Form 10-K. Before we begin, I want to remind you that matters discussed on today's call will include forward-looking statements related to our operating performance, financial goals, and business outlook, which are based on management's current beliefs and assumptions. Please note that these forward-looking statements reflect our opinions as of the date of this call and we are not obligated to revise this information as a result of new developments that may occur. Forward-looking statements are subject to various risks, uncertainties, and other factors that could cause our actual results to differ materially from those expected and described today. For a more detailed description of our key performance indicators and risk...