RBB Bancorp (RBB) Q3 2025 Earnings Call

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WEBVTT 00:00:01.702 -- 00:00:07.671 Greetings and welcome to the RBV Bancorp third quarter 2025 earnings 00:00:07.671 -- 00:00:09.253 call. 00:00:09.253 -- 00:00:14.301 At this time all participants are on a listen only mode and a question and answer session 00:00:14.301 -- 00:00:17.185 will follow the formal presentation. 00:00:17.185 -- 00:00:22.913 If anyone should require operator assistance during the conference please press star 00:00:22.913 -- 00:00:26.178 and zero on your telephone keypad. 00:00:26.178 -- 00:00:29.765 Please note this conference is being recorded. 00:00:29.765 -- 00:00:34.069 I will now turn the conference over to the company representative, Rebecca Rico. 00:00:34.069 -- 00:00:36.970 Mom, the floor is yours. 00:00:37.372 -- 00:00:42.457 Thank you, Omi. Good day, everyone, and thank you for joining us to discuss RBD Bank 00:00:42.457 -- 00:00:46.378 Corp's results for the third quarter of 2025. 00:00:46.520 -- 00:00:51.905 With me today are President and CEO, Johnny Lee, Chief Financial Officer, 00:00:51.905 -- 00:00:57.510 Lynn Hopkins, Chief Credit Officer, Jeffrey Yeh, and Chief Operations Officer, 00:00:57.510 -- 00:01:02.759 Gary Phan. Johnny and I will briefly summarize our results, which can be found 00:01:02.759 -- 00:01:07.786 in the earnings press release and investor presentation that are available on our 00:01:07.786 -- 00:01:12.953 investor relations website, and then we'll open up the call to your questions. 00:01:12.953 -- 00:01:17.359 I would ask that everyone please refer to the disclaimer regarding forward-looking statements 00:01:17.359 -- 00:01:22.005 in the investor presentation and the company's SEC filings. 00:01:22.005 -- 00:01:27.293 Now, I'd like to turn the call over to RBB Bancorp's President and Chief Executive Off...