RBB Bancorp (RBB) Q2 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Greetings, good day ladies and gentlemen and welcome to the RBB Bancorp second quarter 2026 earnings conference call. At this time all participants are placed on a listen only mode and a question and answer session will follow the formal presentation. If anyone should require operator assistance during the conference, please press star zero on your telephone keypad. And please note, this conference is being recorded. I will now turn the conference over to your host, Rebecca Rico, Investor Relations. Mom, you may begin. Thank you, Omi. Good day, everyone, and thank you for joining us to discuss RBD Bancorp's results for the second quarter of 2026. With me today are... President and CEO, Johnny Lee, Chief Financial Officer, Lynn Hopkins, Chief Credit Officer, Jeffrey Yeh, and Chief Operations Officer, Gary Fan. Johnny and Lynn will briefly summarize the results, which can be found in the earnings press release and investor presentation that are available on our investor relations website, and then we'll open up the call to your questions. I would ask that everyone please refer to the disclaimer regarding forward-looking statements in the investor presentation and the company's SEC findings. Now I'd like to turn the call over to RBB Bancorp's president and chief executive officer, Johnny Lee. Johnny? Thank you, Rebecca. Good day, everyone, and thank you for joining us today. We are pleased to report another solid quarter of earnings and continue progress across the key metrics we have been focused on. We generate net income of $10.1 million, or $0.59 per share, which represents a 13% increase from the same quarter in 2025 as we improved credit quality through loans and deposits and took capital actions. While net income decreased $1.2 million compared to prior quarter, ...