RBB Bancorp (RBB) Q2 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.077 Greetings, good day ladies and gentlemen and welcome to the RBB Bancorp second 00:00:05.077 -- 00:00:10.203 quarter 2026 earnings conference call. At this time all participants 00:00:10.203 -- 00:00:14.829 are placed on a listen only mode and a question and answer session will follow the formal 00:00:14.829 -- 00:00:16.662 presentation. 00:00:16.662 -- 00:00:21.485 If anyone should require operator assistance during the conference, please press star 00:00:21.485 -- 00:00:27.548 zero on your telephone keypad. And please note, this conference is being recorded. 00:00:27.548 -- 00:00:32.690 I will now turn the conference over to your host, Rebecca Rico, Investor Relations. 00:00:32.690 -- 00:00:35.132 Mom, you may begin. 00:00:35.132 -- 00:00:40.454 Thank you, Omi. Good day, everyone, and thank you for joining us to discuss RBD Bancorp's 00:00:40.454 -- 00:00:44.196 results for the second quarter of 2026. 00:00:44.196 -- 00:00:46.133 With me today are... 00:00:46.133 -- 00:00:51.475 President and CEO, Johnny Lee, Chief Financial Officer, Lynn Hopkins, Chief 00:00:51.475 -- 00:00:57.898 Credit Officer, Jeffrey Yeh, and Chief Operations Officer, Gary Fan. 00:00:57.898 -- 00:01:02.059 Johnny and Lynn will briefly summarize the results, which can be found in the earnings 00:01:02.059 -- 00:01:07.362 press release and investor presentation that are available on our investor relations 00:01:07.362 -- 00:01:11.573 website, and then we'll open up the call to your questions. 00:01:11.573 -- 00:01:16.075 I would ask that everyone please refer to the disclaimer regarding forward-looking statements 00:01:16.075 -- 00:01:21.076 in the investor presentation and the company's SEC findings. 00:01:21.076 -- 00:01:26.358 Now I'd like to turn the call o...