Nicole Russell
SVP Investor Relations
Replay available
Primerica, Inc. (NYSE: PRI) Q1 2025 earnings conference call, held 2025-05-08. Replay captured from the company's public earnings webcast.

SVP Investor Relations
Chief Executive Officer
Chief Financial Officer
Analyst at KBW
Analyst at Credit Suisse
Analyst at BMO Capital Markets
Analyst at Piper Sandler
Analyst at Truist Securities
Analyst at TD Cowan
Analyst at Jefferies
Greetings and welcome to Primerica's first quarter 2025 earnings conference call. At this time, all participants are in a listen-only mode. The question and answer session will follow the formal presentation. If anyone should require operator assistance during the conference, please press star zero on your telephone keypad. Please note this conference is being recorded. I will now turn the conference over to your host, Nicole Russell, SVP Investor Relations. Thank you. You may begin. Thank you, Operator, and good morning, everyone. Welcome to Primerica's first quarter earnings call. A copy of our earnings press release issued last night, along with other materials relevant to today's call, are posted on the investor relations section of our website. Joining our call today are our Chief Executive Officer, Glenn Williams, and our Chief Financial Officer, Tracy Tan. Our comments this morning may contain forward-looking statements in accordance with the Safe Harbor provisions of the Securities Litigation Reform Act. We assume no obligation to update these statements to reflect new information and refer you to our most recent Form 10-K filing as may be modified by subsequent Form 10-Q for a list of risks and uncertainties that could cause actual results to materially differ from those expressed or implied. We will also reference certain non-GAAP measures, which we believe provide additional insight into the company's financial results. Reconciliations of non-GAAP measures to their respective GAAP numbers are included in our earnings press release. I would now like to turn the call over to Glenn. Thank you, Nicole, and good morning, everyone. Thanks for joining us. In the first quarter of 2025, Primerica delivered strong financial results despite headwinds from external fa...