Primerica, Inc. (PRI) Q2 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.692 Greetings and welcome to the Primerica Second Quarter 2026 Earnings Webcast. 00:00:05.692 -- 00:00:08.593 At this time, all participants are in a listen-only mode. 00:00:08.593 -- 00:00:12.194 A question and answer session will follow the formal presentation. 00:00:12.194 -- 00:00:15.974 If anyone should require operator assistance during the conference, please press star 00:00:15.974 -- 00:00:21.415 zero on your telephone keypad. As a reminder, this conference is being recorded. 00:00:21.415 -- 00:00:25.916 I would now like to turn the conference over to your host, Nicole Russell, Senior Vice 00:00:25.916 -- 00:00:30.537 President, Investor Relations. Thank you. You may begin. 00:00:30.780 -- 00:00:33.922 Thank you, operator, and good morning, everyone. 00:00:33.922 -- 00:00:37.744 Welcome to Primerica's second quarter earnings call. 00:00:37.744 -- 00:00:43.167 A copy of our earnings press release issued last night, along with other materials relevant 00:00:43.167 -- 00:00:48.329 to today's call, are posted on the investor relations section. 00:00:49.710 -- 00:00:54.453 Our comments this morning may contain forward-looking statements in accordance with the 00:00:54.453 -- 00:00:58.573 safe harbor provisions of the Securities Litigation Reform Act. 00:00:58.573 -- 00:01:03.674 We assume no obligation to update these statements to reflect new information 00:01:03.674 -- 00:01:08.855 and refer you to our most recent Form 10-K filing, as may be modified by 00:01:08.855 -- 00:01:14.017 subsequent Form 10-Q, for lists of risks and uncertainties that 00:01:14.017 -- 00:01:20.658 could cause actual results to materially differ from those expressed or implied. 00:01:20.658 -- 00:01:25.579 We also reference certain non-GAAP measures, which...