Preferred Bank (PFBC) Q3 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.740 -- 00:00:06.789 Good morning, and welcome to the Preferred Bank Third Quarter 2025 Earnings 00:00:06.789 -- 00:00:11.415 Conference Call. All participants will be in listen-only mode. 00:00:11.415 -- 00:00:15.862 Should you need assistance, please signal a conference specialist by pressing the star 00:00:15.862 -- 00:00:21.190 key followed by zero. After today's presentation, there will be an opportunity 00:00:21.190 -- 00:00:26.658 to ask questions. To ask a question, you may press star one on your telephone 00:00:26.658 -- 00:00:31.165 keypad. To withdraw your question, please press star, then two. 00:00:31.165 -- 00:00:35.670 Please note this event is being recorded. I would now like to turn the conference over 00:00:35.670 -- 00:00:41.674 to Jeffrey Haas with Financial Profiles. Please go ahead. 00:00:41.897 -- 00:00:46.081 Thank you, Kim. Hello, everyone, and thank you for joining us to discuss Preferred Bank's 00:00:46.081 -- 00:00:50.905 financial results for the third quarter ended September 30, 2025. 00:00:51.067 -- 00:00:56.373 With me today from management are Chairman and CEO Lee Yu, President and Chief Operating 00:00:56.373 -- 00:01:01.588 Officer Wellington Chen, Chief Financial Officer Edward Chayka, Chief Risk Officer 00:01:01.588 -- 00:01:05.933 Nick Pye, and Deputy Chief Operating Officer Johnny Hsu. 00:01:05.933 -- 00:01:09.576 Management will provide a brief summary of the results, and then we will open up the 00:01:09.576 -- 00:01:13.781 call to your questions. During the course of this conference call, statements made by 00:01:13.781 -- 00:01:18.365 management may include forward-looking statements within the meaning of the Private Securities 00:01:18.365 -- 00:01:21.308 Litigation Reform Act of 1995. 00:01:21.308 -- 00:01:2...